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Posted
Pedroski, check your critical illness policy, though mine didn't cover (in writing) the ulcerative colon, it did cover total disability for the duration of my illness and recovery, and is still paying out. May not add to much, but every penny helps.:thumbup1:

Thanks Andy, I'll have a proper read through, but I don't think the treatment I end up with will be covered. I'm not sure if they cover time off for fitting of closure devices and stents, but I'll definitely check. As you say, every penny helps.

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Posted

Pedroski, I just stuck in for a claim form and let my GP word it properly, if you've paid out for cover why should not get some back. I was surprised that it covered total disability as well as the critical illness (kidney failure) so I was covered for the whole period I was hospitalised, and then for my recovery period (ongoing). If you try to work the claim yourself you may lose out.

Posted

People with kids get too many benefits anyway, they have their own parking spaces in B&Q now!!:001_huh:

 

TBH Im glad the government got knocked back on the benefits cap because we all know that the people who can dodgy the system will still end up OK, while those who really need it ie people with serious health issues or looking after disabled parents and children would be the ones to suffer.From what I gathered anyway.

 

They only real way I can see to get people off benefits and into work is to make them work while still helping out with benefits to a better degree than they do now.

Posted

The real problem is not the cash amounts given out it is the something for nothing culture. If you are single and childless and ablebodied you should not get any benefits....just get a job.

 

For others you should have to perform some socially useful task like picking up litter or dog poo or assisting in old peoples homes or schools until you get a job. I.e. you have to do something for your money.

 

It is difficult for women with kids but the state should provide fulltime child care foc to those who want to work and contribute to society. Most l.a.s only provide 2.5 hrs a day foc for under 5s which is about as much use as a chocolate fireguard.

 

Also as the govt needs to focus less on "jobs" and more on kickstarting new businesses. As many on here know all the govt wants to do with small business owners and entrepreneurs is kick them to death with taxes and regulations.

 

My 2p worth...

 

http://www.kinnoirwoodfuel.co.uk

Posted
The real problem is not the cash amounts given out it is the something for nothing culture. If you are single and childless and ablebodied you should not get any benefits....just get a job.

 

For others you should have to perform some socially useful task like picking up litter or dog poo or assisting in old peoples homes or schools until you get a job. I.e. you have to do something for your money.

 

It is difficult for women with kids but the state should provide fulltime child care foc to those who want to work and contribute to society. Most l.a.s only provide 2.5 hrs a day foc for under 5s which is about as much use as a chocolate fireguard.

 

Also as the govt needs to focus less on "jobs" and more on kickstarting new businesses. As many on here know all the govt wants to do with small business owners and entrepreneurs is kick them to death with taxes and regulations.

 

My 2p worth...

 

kwfhomepage

 

Would certainly help with shortfall in funding local services. Only problem I can foresee is that the amount of hours worked would have to be balanced against the minimum wage. :001_smile:

Posted
The real problem is not the cash amounts given out it is the something for nothing culture. If you are single and childless and ablebodied you should not get any benefits....just get a job.

 

For others you should have to perform some socially useful task like picking up litter or dog poo or assisting in old peoples homes or schools until you get a job. I.e. you have to do something for your money.

 

It is difficult for women with kids but the state should provide fulltime child care foc to those who want to work and contribute to society. Most l.a.s only provide 2.5 hrs a day foc for under 5s which is about as much use as a chocolate fireguard.

 

Also as the govt needs to focus less on "jobs" and more on kickstarting new businesses. As many on here know all the govt wants to do with small business owners and entrepreneurs is kick them to death with taxes and regulations.

 

My 2p worth...

 

kwfhomepage

 

It's all very easy to say that people should be expected to pick up litter or dog poo, or help in old peoples homes or schools in exchange for their dole money. BUT, it's a crap idea.

 

It does people out of jobs. If an old peoples home can get free assistance from unemployed people, then what's going to happen to the jobs they would otherwise be employing people to do? Same with schools. My Mrs is pretty highly qualified in terms of early years childcare (she sat gawd knows how many courses etc in order to maintain her registration) and is has tried for months/years to get teaching assistant jobs in schools. But she can't get a look in because there are some right knobby mums, with absolutely zero qualifications, no early years childcare course under their belts, or anything, who go in and do it for free just because they "want something to do while hubby is out earning a fortune". These mums typically drive to the school in brand new Range Rovers and BMW X5s that hubby has had to buy in order to reduce his tax bill.

 

And the same with litter pickers. The council EMPLOYS street maintenance crews. If they start having free labour picking up litter, then what happens to the maintenance crews? They become underworked and then unemployed. And same with free labour doing weeding in old biddies gardens - that does me out of work. Next thing, the government will be putting unemployed on Arb courses..... they'll have no work.... so they'll get dole and then be put out to work for free on council trees, or in gardens of old biddy homes. So what will happen to your work? It'll become completely devalued, you'll have less of it, you'll pack it in because you can't earn a living and then become unemployed. You'll have your qualifications and experience, but no work, so they'll pay your dole and in return you'll be expected to do tree work for £70/week dole money. Good eh?

Posted
It's all very easy to say that people should be expected to pick up litter or dog poo, or help in old peoples homes or schools in exchange for their dole money. BUT, it's a crap idea.

 

It does people out of jobs. If an old peoples home can get free assistance from unemployed people, then what's going to happen to the jobs they would otherwise be employing people to do? Same with schools. My Mrs is pretty highly qualified in terms of early years childcare (she sat gawd knows how many courses etc in order to maintain her registration) and is has tried for months/years to get teaching assistant jobs in schools. But she can't get a look in because there are some right knobby mums, with absolutely zero qualifications, no early years childcare course under their belts, or anything, who go in and do it for free just because they "want something to do while hubby is out earning a fortune". These mums typically drive to the school in brand new Range Rovers and BMW X5s that hubby has had to buy in order to reduce his tax bill.

 

And the same with litter pickers. The council EMPLOYS street maintenance crews. If they start having free labour picking up litter, then what happens to the maintenance crews? They become underworked and then unemployed. And same with free labour doing weeding in old biddies gardens - that does me out of work. Next thing, the government will be putting unemployed on Arb courses..... they'll have no work.... so they'll get dole and then be put out to work for free on council trees, or in gardens of old biddy homes. So what will happen to your work? It'll become completely devalued, you'll have less of it, you'll pack it in because you can't earn a living and then become unemployed. You'll have your qualifications and experience, but no work, so they'll pay your dole and in return you'll be expected to do tree work for £70/week dole money. Good eh?

 

I think you miss the point Pedroski,If these people (the ones who work the system) had to do work for their money there would be more reason for them to get off their backsides & get a propper paid job,& the fact is the streets etc are not getting cleaned like they were due to cut backs,just like many other areas where maintenance of public buildings/areas is getting no or low maintenance,its all about encouraging people to want to work,rather than think'sod it ,I'm better off on the jam roll,& maybe top it up with a bit of moonlighting/theiving'.

Posted
I think you miss the point Pedroski,If these people (the ones who work the system) had to do work for their money there would be more reason for them to get off their backsides & get a propper paid job,& the fact is the streets etc are not getting cleaned like they were due to cut backs,just like many other areas where maintenance of public buildings/areas is getting no or low maintenance,its all about encouraging people to want to work,rather than think'sod it ,I'm better off on the jam roll,& maybe top it up with a bit of moonlighting/theiving'.

 

Pedroski, what about if the people receiving benefits were used to do projects that would otherwise not be done, like area clean-ups? :001_smile:

Posted
I think you miss the point Pedroski,If these people (the ones who work the system) had to do work for their money there would be more reason for them to get off their backsides & get a propper paid job,& the fact is the streets etc are not getting cleaned like they were due to cut backs,just like many other areas where maintenance of public buildings/areas is getting no or low maintenance,its all about encouraging people to want to work,rather than think'sod it ,I'm better off on the jam roll,& maybe top it up with a bit of moonlighting/theiving'.

 

 

Still wrong. If they are put into these jobs then they need to be paid a proper wage for doing them, not expected to do them in exchange for dole money. It's either a job that needs doing in which case it's got to pay a proper wage, regardless of cutbacks. It's all being done arse about face.

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