insured climbers

[likeitorlumpit]

Having noticed several posts on here advertising for climbers (experience and kit essential)- I am curious how no one specifies that they need to be insured (own insurance) to be what the insurance industry calls bona fide sub contractors. Or does 'fingers crossed' work. Needless to say I'm just going through the small print on my insurance.

[felixthelogchopper]

If it's your job done under your direction, then it's on your Employer's Liability insurance

[Robert_S]

Wheres Rupe.....

[felixthelogchopper]

Wheres Rupe.....

 

LOL Where do you think I was quoting from

[likeitorlumpit]

Thats put my mind at rest

I've checked with my insurer and he confirms

Thanks for your help

[David Goss]

If it's your job done under your direction, then it's on your Employer's Liability insurance

 

what felix said

[treequip]

If it's your job done under your direction, then it's on your Employer's Liability insurance

 

Employers only or employers and public?

[damian]

what about personal health and accident insurance for subbies working out of the uk on a uk based tax no if u know what i mean

[Dilz]

not sure about personal health....my mate over here has an american policy, hes rom the uk, works all over europe, costs him 60quid a month and they pay out with no issues and can be used on top of other insurances as well. Can also give info on getting public liability cover for uk based in europe if needed

[Dilz]

also i was told you need to have employee cover which costs a bomb for small one man bands to cover subbies without there own insurance. A subbie with his own insurance is classed as a bonfide sub contractor, labour only requires employee liability.