EHIC Card

[sime42]

For anyone interested; today is the last day to apply for an EHIC card which would entitle you to free state medical care in EU countries for 5 years, post-Brexit.

If you already have one, there is no harm renewing it or applying for a new one.

 

This means you won't have to pay insurance on EU holidays for 5 years.

 

 

Applying for healthcare cover abroad (GHIC and EHIC) - NHS

WWW.NHS.UK

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Find out if you’re eligible to apply for a new UK EHIC or UK Global Health Insurance Card (GHIC).

 

[john k]

It’s been replaced by the GHIC which gives the same cover so no benefit in dashing to renew if you don’t need to. Still need insurance anyway (and always have) if you want to be covered for medical repatriation.

[Mark J]

1 hour ago, john k said:

It’s been replaced by the GHIC which gives the same cover so no benefit in dashing to renew if you don’t need to. Still need insurance anyway (and always have) if you want to be covered for medical repatriation.

It's not the same cover, the EHIC used to cover all, not a reduced proportion, of the cost of healthcare should you come a cropper in your day to day business, it was a reciprocal arrangement.

The GHIC is in no way conferring the same level of cover. 

If you're in Northern Ireland you could still make us of the benefits that an EHIC confers.


 

Difference between EHIC and GHIC cards and which one you need to travel this year - Mirror Online

WWW.MIRROR.CO.UK

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The Global Health Insurance Card (GHIC) is slowly replacing the old EHIC arrangement, which gave British citizens access...

 

[john k]

“Not all state healthcare is free within the EU and Switzerland and so you may have to pay for services that you would get for free on the NHS.”

That’s the same for the EHIC and the GHIC.

Applying for healthcare cover abroad (GHIC and EHIC) - NHS

WWW.NHS.UK

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Find out if you’re eligible to apply for a new UK EHIC or UK Global Health Insurance Card (GHIC).

[Rich Rule]

7 hours ago, Mark J said:

It's not the same cover, the EHIC used to cover all, not a reduced proportion, of the cost of healthcare should you come a cropper in your day to day business, it was a reciprocal arrangement.

The GHIC is in no way conferring the same level of cover. 

If you're in Northern Ireland you could still make us of the benefits that an EHIC confers.


 

Difference between EHIC and GHIC cards and which one you need to travel this year - Mirror Online

WWW.MIRROR.CO.UK

---

The Global Health Insurance Card (GHIC) is slowly replacing the old EHIC arrangement, which gave British citizens access...

 

Did you read the link you posted Mark?

 

Travel insurance has always been the case and the EHIC didn’t cover everything.  I used to contract in Norway (One of the countries on the EHIc) and one day had to get medical treatment whilst I was there.  I still had to pay the costs.  
 

Even when I explained I had the EHIC they said I had the same cover as a Norwegian resident.  Which is that there is a certain amount payable for medical treatment and then once you hit a limit you are covered by the state.

 

Travel insurance would allow me to reclaim that portion back.

 

Also the EHIC would cover emergency treatment.  If you had an ongoing issue off the accident, ie broke you back skiing.  You would be covered for the emergency treatment and not the ongoing care.  
 

also if you required repatriation that will be extremely expensive.

 

I had a customer once who broke his back skiiing in Norway.  He was covered from the EHIC for transport to and from hospitals as he needed to be moved but then was in a situation where he needed to be flown back to England.  
 

That part alone cost 21k in GBP.  Luckily he had travel insurance to pick up the costs.

[Mark J]

9 hours ago, Rich Rule said:

Did you read the link you posted Mark?

 

Travel insurance has always been the case and the EHIC didn’t cover everything.  I used to contract in Norway (One of the countries on the EHIc) and one day had to get medical treatment whilst I was there.  I still had to pay the costs.  
 

Even when I explained I had the EHIC they said I had the same cover as a Norwegian resident.  Which is that there is a certain amount payable for medical treatment and then once you hit a limit you are covered by the state.

 

Travel insurance would allow me to reclaim that portion back.

 

Also the EHIC would cover emergency treatment.  If you had an ongoing issue off the accident, ie broke you back skiing.  You would be covered for the emergency treatment and not the ongoing care.  
 

also if you required repatriation that will be extremely expensive.

 

I had a customer once who broke his back skiiing in Norway.  He was covered from the EHIC for transport to and from hospitals as he needed to be moved but then was in a situation where he needed to be flown back to England.  
 

That part alone cost 21k in GBP.  Luckily he had travel insurance to pick up the costs.

Norway isn't included anymore in the new scheme. 

Edited March 23, 2022 by Mark J

[Rich Rule]

I didn't say it was.  

 

I referring to the point you made regarding the total cost of medical care is covered, which it isn't and never was, it states it in the article you posted.

 

I just gave a couple of examples, 1 I experienced and one a customer had experienced.

[Mark J]

13 minutes ago, Rich Rule said:

I didn't say it was.  

 

I referring to the point you made regarding the total cost of medical care is covered, which it isn't and it states it in the article you posted.

 

I just gave a couple of examples, 1 I experienced and one a customer had experienced.

I get you.

The point I was badly trying to get across,  is you were covered for emergency treatment in Norway under EHIC, not any more under under GHIC scheme. To me that coveys a lower level of cover. 

Perhaps when I wrote 'It's not the same cover, the EHIC used to cover all, not a reduced proportion, of the cost of healthcare should you come a cropper in your day to day business," it would have been better expressed as 'It's not the same cover, the EHIC used to cover all, not a reduced proportion, of the cost of EMERGENCY healthcare should you come a cropper in your day to day business."

Apologies for any crossed wires. 

Edited March 23, 2022 by Mark J

[Rich Rule]

No worries.

 

When I needed to go to the hospital.  I was cooking and cooked some frozen fish, unknown to me the knife broke and a shard of the blade came off.

 

There I was eating my dinner and suddenly a stab in my throat, I thought it was a fish bone then I glanced across at the knife on the side to see the blade damaged.

 

I did the pissheads two finger salute and threw up what I had eaten but it didn’t help so I went to AandE.  The referred me to another hospital for a full body MRI to see if the piece of blade had pierced my intestines or stomach lining.

 

As I was leaving I had to pay for the treatment even when I showed them the EHIC.  That was when they explained that the Health service system of paying for the first 2000 Nok or treatment and anything above that is covered by the state. 

[Mark J]

11 minutes ago, Rich Rule said:

No worries.

 

When I needed to go to the hospital.  I was cooking and cooked some frozen fish, unknown to me the knife broke and a shard of the blade came off.

 

There I was eating my dinner and suddenly a stab in my throat, I thought it was a fish bone then I glanced across at the knife on the side to see the blade damaged.

 

I did the pissheads two finger salute and threw up what I had eaten but it didn’t help so I went to AandE.  The referred me to another hospital for a full body MRI to see if the piece of blade had pierced my intestines or stomach lining.

 

As I was leaving I had to pay for the treatment even when I showed them the EHIC.  That was when they explained that the Health service system of paying for the first 2000 Nok or treatment and anything above that is covered by the state. 

Ooof, that could have been very bad. 
Sods law, spend all day using sharp things and then your dinner tries to kill you.