Insurance bods out there.

[Mesterh]

Youve all ruined my thread , it was supposed to be for professionals in the insurance game to comment on not just anyone!

 

Ive picked my ball up and I'm going home!

[skyhuck]

:blushing:sorry:blushing:

[Mesterh]

Ya may as well carry on now since you are in full flow:001_smile:

 

Besides looks like none of the insurance boys/girls are interested anyway.(Please prove me wrong!)

Prob would be if I said I had a load of money that I wanted to be parted with.

[Stephen Blair]

well you are going to have a pretty empty thread then

[Mesterh]

So anyone out there fancy answering a few questions?

 

I guess not:sad:

 

Ahwell we will all have to continue guessing then until something hits the fan!

[Mesterh]

Thought this might be relevant with the odd few threads on insurance.

 

Will prob just die of death though like the first time around!

[Mark Bolam]

Too much money at stake for straight answers mate.

 

They have taken my money without knowing anything about my qualifications or ability.

 

If I screw up and something/someone gets damaged, they can pick up the pieces.

 

Because they have taken my money.

 

Correct me if I'm wrong, Insurance Companies....

[dandkgroundcare]

Ya may as well carry on now since you are in full flow:001_smile:

 

Besides looks like none of the insurance boys/girls are interested anyway.(Please prove me wrong!)

Prob would be if I said I had a load of money that I wanted to be parted with.

 

they are far too busy ordering their new porsche/bmw/merc or whatever else they can blow our money on:lol:

[educated arborist]

You are typically dealing with brokers when you get your insurance & they won't speak on the underwriters behalf. It's a case by case basis, if it's a big pay-out expect them to have a harder look at things. If you have a car accident, for which you are liable, and you didn't have an MOT then your insurers must pay any third parties but are entitled to come back to you for the cost of the payout/s. The crux of this argument is "what are the stat obligations of a tree surgeon." This will be tested case by case but a judge did clarify that chainsaw operations (on some1 elses land) must be carried out by operators with the relevent CS units or be working towards them & is directly supervised by some-one holding the relevent unit, there are various other bits of law & BP that are as good as black & white and some that aint.

 

As for the EL & subbies jaz this has been tested 100's of times by the construction industry & as a rule of thumb must ALLWAYS be had. There are very, very few exceptions. The contractor must be a limited company for starters & much, much more. Thats not to say that when employing a contractor who holds their own PL/EL that yours will be claimed against it depends on the nature of the claim as to who is liable etc.

[ecolojim]

I for one want to see this supposed 'LAW' referring to the 'CS' units specifically as you have claimed.

 

How can they legislate that you must hold certification from one particular board, when the HSE merely states 'trained and competent' which could well be determined by another, more senior and competent operative. I know first hand that the EA delivers its own IN HOUSE training and certification on certain pieces of equipment including wood chippers