income protection insurance £66/mnth

[shillo]

just hit 40 and cirencester friendly have wacked my insurance unto £66/mnth for 346/wk cover.

 

what are others paying and who are you with?

 

i what to ring around

[hamdogg]

just hit 40 and cirencester friendly have wacked my insurance unto £66/mnth for 346/wk cover.

 

 

 

what are others paying and who are you with?

 

 

 

i what to ring around

 

 

That seems a lot!!! I can't remember what mine was with arborisk, but it's not that much!!

[Sussex Groundie]

That's approx £1200 per month are you protecting to mortage as well? Do you really need that much cover?

[shillo]

yes the idea was to cover the mortgage and bills a bit.

 

i will try arborisk.

 

do some people not bother with this insurance? i can understand not bothering, but with marriage, mortgage and kids etc kinda got to haven't you?

[Richard 1234]

yes the idea was to cover the mortgage and bills a bit.

 

 

 

i will try arborisk.

 

 

 

do some people not bother with this insurance? i can understand not bothering, but with marriage, mortgage and kids etc kinda got to haven't you?

 

 

I don't bother but then my wife has a better paying job than me😀

So if I was to be sidelined for any reason the bills would still be paid.

I can see why people would have it though! But £66 a month seems a lot

[Woody wood cutter]

I run my own small set up & got diagnosed in April with Leukaemia, I wish I had taken out income protection insurance as all I'm entitled to is £80 a week From my NI contribution now. Well worth looking into guys, you always think it happens to someone else until it becomes real!

[Richard 1234]

I run my own small set up & got diagnosed in April with Leukaemia, I wish I had taken out income protection insurance as all I'm entitled to is £80 a week From my NI contribution now. Well worth looking into guys, you always think it happens to someone else until it becomes real!

 

 

Wow that's bad news hope they can do something for you. Sorry to hear this

[shillo]

Wow that's bad news hope they can do something for you. Sorry to hear this

 

uhh yea perhaps i will look in to it sooner rather than later!

 

sorry to hear about your diagnosis.

[richy_B]

What's the small print like on these policies? I am often worried they'll try and wriggle out of anything other that a limited preset list of serious ailments/illnesses.

[Robert_S]

I run my own small set up & got diagnosed in April with Leukaemia, I wish I had taken out income protection insurance as all I'm entitled to is £80 a week From my NI contribution now. Well worth looking into guys, you always think it happens to someone else until it becomes real!

 

Sorry to hear about this, wish you all the best for the future buddy.

 

I looked into it a few times but they would not cover me for any reoccurring injuries that i had been to the doctors with, since I've had loads of injuries through the years i figured that if i was going to be off for a while it would probably be an old injury rearing its head, so i never bothered. Although the parting comment from the salesman was "lets hope you don't get cancer" in his best sarcastic voice, charming i thought

 

Im still not convinced i should not have one but have never got round to getting one. As for not paying the mortgage don't you all have savings for that eventuality?