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LIFE insurance/Assurance.


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No i've not done any mountaineering for a while, but off piste skiing won't help!

 

You really ain't helping the cause here are you :lol: but if you are struggling a good mate from Cardiff will help he's very genuine and does a lot of pro rugby players ok

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No you'd be classed as a couch potato and high risk for heart disease :lol:

 

I got to you this one . I went on an appointment once and just had to ask this bloke and his wife a health questionnaire . Obviously when you ask have you got medical conditions you explain that you only mean serious medical problems. Anyway the wife smiled and said no she didn't have any, and the bloke happily answered yes He had really bad genital warts !! She went red as a beetroot and went ape with him and I made a very quick exit :lol::lol::lol:

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Cheers billy, I am older (45) but not looking for as much cover so may even out. I guess my current provider will be in touch pretty sharpish when they see the change of job. I will have some idea of whether to stay with them or change provider if they quote me something silly.

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  • 3 weeks later...

I had a very interesting reply from my life insurance company (Legal and General), my premiums won't change, as the policy was taken out in my previous occupation, so long as I pay my premiums the policy continues as previously. I was a bit surprised by this as I thought I would now need to pay a lot higher premiums so I rang L+G and it was confirmed.

 

Apparently if you are accepted for a policy if you change occupation at a later date then you are not penalised(i.e. have to pay higher premiums) for this.:thumbup:

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