LIFE insurance/Assurance.

[jfc]

Hi,

 

Anyone got any advice re getting life insurance cover as a climber?

 

I have just passed my aerial qualifications and started work as a climber, I have life insurance ongoing based on my previous career (not in arb) and have just informed Legal and General of my new career, and awaiting their response. From what I have read some companies won't cover you at all, others have limitations on what they cover.

 

What sort of monthly premiums are people paying? I was paying £15 pcm.

Are there any companies that are easier to deal with?

 

Thanks,

 

Jan.

[Stefan Palokangas]

I work as a welder and stump grinder and pay 60 pcm. That is at legal and general.

[Cheesy pete]

Tree Surgeon Insurance : TSINS Tree Surgeon Insurance Specialists

 

 

ask these quite reasonable unlimited height as long as you have QUALS

[jfc]

Thanks Stephan, that gives me some idea of cost.

[RichieR]

Look to take out critical illness cover (cic)but make sure you give all the correct details about your occupation. If you develop a life changing illness etc they should pay off your mortgage. A mortgage adviser I worked with sold life cover and didn't bother taking out cic himself. 6 months after I started working with him he suffered kidney failure. If he had paid a little more per month his mortgage would of been cleared. He was would of been mortgage free at the age of 30. He had a kidney transplant and is fine now but he ain't half kicking himself

[jfc]

Thanks pete, if L+G ae too high or rwfuse me I will try them.

[RichieR]

Thanks pete, if L+G ae too high or rwfuse me I will try them.

 

Try a local independent financial adviser or if you still getting no joy pm me ok

[jfc]

Richie, I will look at CIC cover, but when we got quotes before (10yrs ago) it was way too expensive (because I did winter mountaineering), I will ask for a quote but I think it might be too much.

[RichieR]

You still doing mountaineering ? If not it should help a bit

[jfc]

No i've not done any mountaineering for a while, but off piste skiing won't help!