card payment?

[delabodge]

hi having been asked numerous times over the last few months,,,,"do I accept card payment?",,,how many of you do? and with who?

[Pooch0151]

yes have got it works fine m8 hsbc banking 2 percent every go you do tom

[delabodge]

thats a good deal,thanks,so far everyone pays in other terms,,bacs etc,(more popular),,cheque,,,

[Pooch0151]

just ask your bank and go from there its worth it in long run helps get credit and stuff

[easy-lift guy]

Works for me. payment received that day and in my account 12:01 AM the next business day, except on Fridays. The CC companies like to work with everyones money a little longer on the weekends, otherwise it has made a big difference with my account receivables.

easy-lift guy

[welwell]

Used to have one, found the charges on Mastercard just far too high, Visa not too bad, debit card was about 40p per transaction from memory.

I surrendered it about 3 years ago, been asked about 5 times since if I take card payment, funnily enough all in the last 6 months. I always point people in the way of BACS.

Keep thinking about it again but still not enough demand for me and I certainly haven't lost any business having not got one.

[elfinwood saws]

No, but we have paypal linked to our website so people can pay for their logs online, that works for us.

[delabodge]

cheers guys, I have a paypal account, but sometime wonder if I lose sales for my craft things at shows, and like welwell said, its only lately i`m being asked, specially on log sales...

[Ewan Murray]

We have a card machine like the ones you get in shops very handy and makes payment quick and easy and there often isn't an excuse to put off paying

 

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[bigdave]

i used to take card payment i got a really good deal with hsbc where it was no terminal charge for the first 18 months & visa mastercard were 2.5% american express were 4% & any debit card was 25p per transaction

 

it worked well to start with as i could take payment for logs ect before even leaving the yard so i could drop off even if the customer was not home!! it also gained me a couple of extra customers you know the type who if they can not pay by card they can not pay for it i was the only log man who took credit card so i got there custom!

 

then came the terminal rental i guess they hit me hard as i had it for free to start with rental was £35.00 per month & 85p each time the terminal banked the money it had recieved so for the last 6 months of the contract it was quite an expensive way to get paid!! soon as the last 6 months was up that was it i cancelled the contract & sent the terminal back!!!!

 

there will be a good deal out there somewhare its just a case of digging through & finding the deal that is best for you!!!!!