Best insurence company

[treedave]

Never been asked for details of NPTC, loler etc by insurers, and fairly rarely by customers. They are all interested in money / turnover / price, call it what you want, some times to the exclusion of all else:confused1:

[Dean Lofthouse]

IMO Loler is only valid on the day it was carried out,, ie like your car mot

[johnnytrees]

i have witnessed a cracking arboricultural company go bust today, they were run properly with all the relevent insurance and equipment etc etc. There was one big flaw in their biz that they couldnt actually control and that is part time tree loppers who operate on a part time basis with no insurance and crap non hse standard equipment - this means no overheads and they can work for bugger all.

 

What you actually said is that you do a fair bit of part time work and your post points out that you are currently working without insurance which in my opinion makes you a tree lopper and not an arborist no matter how good you actually are at your job

 

My next comment is are you declaring your extra income to the taxman, this is another way that part timers keep there cost down and screw the proffesional buisnesses.

 

Tully i am sorry that you are getting the brunt of this but there are alot of people out there who will operate like this forever unless something within the industry is done. Like i said i applaude you for now getting the insurance that you must have to operate.

 

By the way try trust they are one of the best in the industry for insurance

 

not sure about trust no favours this month as for part/timer cash in hand no favours there either !

[johnnytrees]

Lycetts, used to be called Algarve, why?

 

LEPORDS & SPOTS ? HEARD THAT SOMEWERE ELSE AS WELL !

[skyhuck]

LEPORDS & SPOTS ? HEARD THAT SOMEWERE ELSE AS WELL !

 

[treequip]

Lycetts, used to be called Algarve, why?

 

Interesting, following the recent(ish) “blip” in the insurance market, there were some insurance companies making much of their vetting and quality systems.

 

Some now ask for proof of competencies and LOLER inspection.

 

Would it be better for the industry if all the underwriters insisted on the basic minimum competencies and LOLER inspections? Certainly no hardship to the bona fide contractors.

 

Andy

[skyhuck]

Interesting, following the recent(ish) “blip” in the insurance market, there were some insurance companies making much of their vetting and quality systems.

 

Some now ask for proof of competencies and LOLER inspection.

 

Would it be better for the industry if all the underwriters insisted on the basic minimum competencies and LOLER inspections? Certainly no hardship to the bona fide contractors.

 

Andy

 

I have both LOLER certs and NPTC, just not been asked for either.

[Dean Lofthouse]

Andy, they ask in the event of a claim, they like to have a loophole so they don't have to payout, they wouldn't tell you before hand now would they?

[treequip]

Don’t doubt either fact for a moment

 

Andy

[skyhuck]

Andy, they ask in the event of a claim, they like to have a loophole so they don't have to payout, they wouldn't tell you before hand now would they?

 

I've had a claim and they still didn't ask.