van insurance

[gibbon]

What do you guys do regarding the highsides/chip box regarding insurance? I have tried to inform my insurance of these modifications but if it doesn't come up their computers as a standard modification they don't want to know.

Some guys reffered to underwriters and insurance was refused.

[bazbro]

Hi guys, after the recent theft culture that has been happening lately, Ive been doing some research into insurance, chipper security products etc.

Ive got a meeting arranged with Satrak satellite tracking systems in early january 2009 and am also talking to Lincmaster,thiefbeaters etc on products that they offer to see if technology has been advanced any.

One of the recurring things that I hear about insurance on chippers is one that is happening to lots of guys that I speak to . Its that if/when the chipper gets nicked, and you have insurance from companies that do not know the difference between a "trailer" and a "chipper". The insurance company look deeper into what a chipper is and realise that a trailer usually costs a lot less that a chipper to replace and they try to back out of it and tell you that its not "as you described it".

My advice would be to contact a bespoke arboricultural insurer who knows exactly what a chipper is and the values involved.

You cannot afford to pay "£88 a year" to insure your chipper as a trailer and then when it goes walkabout, to be told " Im sorry but......"

This is your livlihood thats at stake guys. I personally have no financial interest in who you insure with but please make sure you are covered as I have suffered myself when in my own business and its not easy to pull yourself back up and start again.

[skyhuck]

Obviously a "chipper" is NOT a trailer!!!!!!!

 

If you insure it as such you are NOT going to get paid out. You cannot blame your insurer. If you quoted to fell a tree and when you got there it was a chimney that needed felling would you think that was fair??

 

I always have a replacement value on all my insurance policies.

[Mick Stockbridge]

Ive never in 14 years had a single problem with the NFU. If they say they will insure a chipper as a trailer thats what they,ll do. They are not youre average insurers trying to wriggle out and look for loopholes when things go wrong. I really cant fault them.

[Topcat]

NFU.... Mog, farmi 10" chipper and Muller trailer £450 all covered.