self employed

[IRONJACK]

Awight felix:biggrin:

so the situation with two self employed arbz working as a team, each with their own insurance is a total no go then? especially when they are working together eg rigging, chipping, highways etc

 

Yes of course it's a no go. 1 would HAVE to be working for the other, OR 1 would have to cancel their insurance. Try taking out 2 insurance policies on the same car and see how far you get when you come to claim...

 

 

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[felixthelogchopper]

Awight felix:biggrin:

so the situation with two self employed arbz working as a team, each with their own insurance is a total no go then? especially when they are working together eg rigging, chipping, highways etc

 

Hi mate. Each insurance company would argue the toss ad infinitum that the other worker was the employer. I can't remember the exact legal quote but it is something to do with two masters.

[arbmark]

Yes of course it's a no go. 1 would HAVE to be working for the other, OR 1 would have to cancel their insurance. Try taking out 2 insurance policies on the same car and see how far you get when you come to claim...

 

 

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hmmm by that token how come insurers are happy to insure individuals who climb - even the insurers must know that there needs to be two people present during climbing operations......

[felixthelogchopper]

hmmm by that token how come insurers are happy to insure individuals who climb - even the insurers must know that there needs to be two people present during climbing operations......

 

Doesn't mean they will pay out though

[felixthelogchopper]

Yes of course it's a no go. 1 would HAVE to be working for the other, OR 1 would have to cancel their insurance. Try taking out 2 insurance policies on the same car and see how far you get when you come to claim...

 

 

Sent from my iPhone using Tapatalk

 

There is another option, that they could form a partnership as a legal entity and obtain insurance that way

[arbmark]

yea was being dumb. got you guys

[arbmark]

There is another option, that they could form a partnership as a legal entity and obtain insurance that way

 

now theres a thought

[felixthelogchopper]

yea was being dumb. got you guys

 

Night

[arbogrunt]

You told me it was so you could eat yoghurt with it

 

thats YOUR business cards mate..they do go a bit soggy tho

[arbogrunt]

I always find it odd that insurance companies will insure anyone doing treework...whether they are qualified or not, with tickets or without. Seems a bit daft really. I guess they are a business in the end and will take anybodies money!