height restrictions on insurance????

[Charlieh]

Just got of the phone to NFU about a load of insurance bits, three weeks after having a 2hr meeting with them discussing the policy and still no quote.

 

One of the clauses that was just read to me was for forestry and felling work tree height could not exceed 15mts no questions about my tickets etc just that i wasnt expect to fell trees over this height, so after a few words im waiting to hear back in an hour if they will ammend this.

 

Has anyone else with NFU had this? or checked your small print

[benedmonds]

Our renewal had something similar, plus we were not allowed to fell a tree within so many tree lengths of biulding etc...

 

They didn't mention to us that it was worthless for a tree surgery firm just sent the renewal! It also went up by over £1000 which in a way was lucky as I probably wouldn't have bothered reading the fine print and realised it was no longer suitable!

 

We had been with them about 6 years, changed to some one advertising on arb talk for less money:001_smile:

[Big J]

I was told at 6ft 8" I was above the maximum height to be insured!

 

Seriously though, I used to be with the NFU, and they were love, but I had to clarify the working heights stipulation. It's not to do with the height of the tree but the actual height that you are physically at, as a worker.

 

Nevertheless, they are the only insurer that I have had quote me who have had such restrictions.

 

Jonathan

[Charlieh]

i know they issue height restrictions for climbing which doesnt bother me as i dont climb but limiting the size of tree to 45ft is stupid

[Rupe]

If your not climbing then is just for forestry work?

 

If so who are you insurign against? i.e. what public are you a liability to?

[Charlieh]

If your not climbing then is just for forestry work?

 

If so who are you insurign against? i.e. what public are you a liability to?

 

the organisations im quoting for work for require me to have £5m P.L. forestry and spraying

[Rupe]

Oh, so you have little choice. Sounds daft though a height restriction on the tree height!

[Sam Thompson]

From talking to farming mates and things the NFU insurance is starting to take the proverbial. Its the same with their vehicles, hey ho - more companies out there on better deals.

[Charlieh]

i tried to explain that tree diameter was normally the bigger issue than height and thats how the training and accrediation is worked out on diameter, but nope they see height as a bigger risk, so it can be 10ft dbh but no taller than 45ft

[daveindales]

keep on at NFU. they said 15m height restriction to me and I told them this was no good. They then said 30m which is ok for me. (neck end of 100 feet)