Freelance Climber Needed

[chrismoon]

Maidstone based company looking for experienced Freelance climber with own gear, tickets and insurance. Regular work. Start immediately.

[Tony Croft aka hamadryad]

do you do weekends too?

 

I will have a word with my boss about doing a four day week so I can freelance weekdays, hes been talking about lay offs and the potential of three day weeks anyway.

[ben lightfoot]

Why would a freelance climber need their own insurance?

[Rupe]

Why would a freelance climber need their own insurance?

 

Thanks Ben, saved me from asking the same question!

[ben lightfoot]

Thought i would get in there before you rupe although was expecting to get slated for ruining his advert. But as a freelance climber myself i wanted to know?

[Rupe]

I'll leave you to it.

[Ian Flatters]

Depends if the company took out EL? Im guessing not as they have asked for climbers to have their own. I know some in my neck of the woods ask for climbers to have their own and don't have EL as they say it gets them a focused climber not one that thinks meh, stuff the fence.

[treequip]

Depends if the company took out EL? Im guessing not as they have asked for climbers to have their own. I know some in my neck of the woods ask for climbers to have their own and don't have EL as they say it gets them a focused climber not one that thinks meh, stuff the fence.

 

 

EL is employers liability and you would need it if you had any employees or freelancers. It wouldn’t pay for a fence you need PL for that. Most PL policies have an excess way higher than a fence value

[Tony Croft aka hamadryad]

EL is employers liability and you would need it if you had any employees or freelancers. It wouldn’t pay for a fence you need PL for that. Most PL policies have an excess way higher than a fence value

 

spot on:001_smile:

 

and any climber worth his salt aint going to risk his rep over a panel of fence thats worth 25quid

[Rupe]

A company without EL is not a company its a person with pointless insurance!!

 

If they havn't got EL then they can't get a climber/groundie in for the day because that is employing, even a self employed person for the day.

 

The only way you could have no EL is to be an individual who either works on their own (if they can do that then upto them) or who sub contracts entire jobs to bona fide subcontractors who are companies in their own right with PL and EL and groundies etc.

 

So a tree surveyor for example could do a survey, give a quote for the work and then give me the job for 80% of his quote as a sub contract. His PL ins just covers him in case he made a mistake when choosing me instead of some other company.

 

Then my PL and EL covers me and my employees to do the work and this would include any freelancers I asked to come and help.

 

FTR the surveyors I work for dont have PL (on PI) so they dont work in this way, they put my name forward to the client and quote directly so there is no sub contract.

 

Its all so clear, why do folk still think they can work around it and have seperate policies on the same job!!

 

 

I am not suggestign the Original poster is doing this in this case, but the question why is insurance needed is still valid.