Van insurance prices and tactics, April 2024

[Ratman]

Just renewed my van with DialDirect, was £186 last year, £188 this year 👌 private use though not business so will make a difference obviously. Worth a try.

[Trailoftears]

I'm not one for defending ins.companies,but they have some excuses at the present-lac k of parts/semi-conducters/the electric vehicle costs given a prang due to compromised batteries etc.But really,the advice is simple-walk away.They rely on customer inertia/lack of time/effort.This applies to all insurances/broadband etc.Insurance companies are exactly the same as betting firms-they cheeerfully take your 'stake' then move heaven and earth to avoid paying out.With insurance its all 'Actuarial',the science of risk and probabilities.This explains why,if you ask for your renewal quote a good month before its due,you will get a significantly better quote than if you ring them 3 days before the policy ends.In their book,you look prudent and careful by asking early.Equally,they see you as feckless and reckless,if you only worry 3 days before your policy lapses.Equally,this explains why it lowers your policy cost to add your good lady to it-even tho she may never want or expect to drive your works vehicle.Insurance companies see all male drivers between,say,20-65 as potential drink drivers.

[AHPP]

Drink drivers don't claim.

[scbk]

40 minutes ago, AHPP said:

Drink drivers don't claim.

Yep, it's a nightmare to fill in all the paperwork when you're trolleyed. Best to just torch the vehicle and buy another scrapper in the morning. 

[AHPP]

 

 

Can't find the Dropkicks version.

[manco]

usual way, same as for car.

check around, phone up, ask for it cheaper, tweak details.

price rise is as inevitable as toast dropping jam side down