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Vehicle for a Self Employed climber


JBH
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13 hours ago, eggsarascal said:

What a croc, the lass I’m kicking about with is an insurance broker, with her company, and many other insurance companies there is a 10-15% uplift for sign written vans. As for magnetic signs being for pikeys I don’t think I’ve ever read such nonsense, I can’t remember the last time I saw a traveller with magnetic signs, and I mix with quite a few. 
 

Some of us don’t have any option, well, we do but I wouldn’t get the subby work I get if my van was sign written.

That bull...😂

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12 hours ago, Joe Newton said:

I used to run an old pickup. Changed it for a 17 Peugeot Partner.

 

The pickup was way more fun to drive and comfier, but the van gets 50mpg without trying, is clean air exempt (euro 6) and saves me £500-1000 every mot.

 

Kit is way more secure than when it was in the truck, and the fuel savings are literally covering the repayments. Its basically a free van.

 

The cab is a tardis too. Storage for days. I had i child seat for my daughter, seatbelt one as no isofix. She's in a booster seat now.

 

Mine is the 3 seat version. In hindsight id have gone for the 2 seater and taken the extra cab room. 3 people up front is a desperate measure. 

Cheers Joe, this makes sense in my heart of hearts.

 

Will just miss driving the lux

 

 

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3 hours ago, JBH said:

Cheers Joe, this makes sense in my heart of hearts.

 

Will just miss driving the lux

 

 

A good car  is all you need. 

Get a plastic seal box for fuel and saw. Cheap insurance and you can hide everything away without the lure of a van.

I use my car for such reasons if I'm into the city on a sub basis.

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1 hour ago, Botty Cough said:

A good car  is all you need. 

Get a plastic seal box for fuel and saw. Cheap insurance and you can hide everything away without the lure of a van.

I use my car for such reasons if I'm into the city on a sub basis.

A van will be 100 capital expense. All the associated running costs too.

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31 minutes ago, Joe Newton said:

A van will be 100 capital expense. All the associated running costs too.

Yeah with commercial insurance and contents on top.

A car is a far better option and you get a whole load more for your money.

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1 hour ago, Botty Cough said:

Yeah with commercial insurance and contents on top.

A car is a far better option and you get a whole load more for your money.

Whilst it's true that insurance and tax is more expensive on a commercial vehicle, you know you're definitely covered.

 

Buy a car and put it on a standard SDP + Commuting and you'll probably find your not covered in the event of a crash when you've got tools and fuel in the back, so you've been paying for nothing. Not really cheaper then is it.

 

Having your 2 stroke tools and fumes seperated from you with a bulkhead is nice too.

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45 minutes ago, Joe Newton said:

Whilst it's true that insurance and tax is more expensive on a commercial vehicle, you know you're definitely covered.

 

Buy a car and put it on a standard SDP + Commuting and you'll probably find your not covered in the event of a crash when you've got tools and fuel in the back, so you've been paying for nothing. Not really cheaper then is it.

 

Having your 2 stroke tools and fumes seperated from you with a bulkhead is nice too.

Cars a perfectly legal for work but I can't be bothered discussing it with you because you are wrong 

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6 minutes ago, Botty Cough said:

Cars a perfectly legal for work but I can't be bothered discussing it with you because you are wrong 

I didn't claim they weren't, just to make sure your insurance covers you.

 

That's fair enough though, you've probably got a marathon to run in training for tomorrow's laurel hedge.

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Commercial vehicles insurance is understandably expensive as the vehicle is usually a truck or van, road duty whilst more than your £20 is a flat fee.

 

A private vehicle, providing you have full business use coverage isn't that expensive.

 

The business part excluding what they class as being a travelling salesman, added about £50 to my insurance.

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1 hour ago, Joe Newton said:

I didn't claim they weren't, just to make sure your insurance covers you.

 

That's fair enough though, you've probably got a marathon to run in training for tomorrow's laurel hedge.

😂😂😂😂 Wrong time of year for laurel... 

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