What quote invoice and payment merchant apps do you use

[Justaman.com]

As the title says, I’ve been looking for a while on Google but not one company stands out for either three of them 

anyone with any advice would be greatly appreciated 👌

[Dan Maynard]

I've got a NatWest account so Freeagent accounting software is free. That handles quotes, invoice, links to bank and collects my numbers for tax return. If you go QuickBooks or Xero they do similar but you pay, in my mind £20 a month isn't too bad but would be a chainsaw every 3 years so I'd rather not be giving that away if I don't need to.

 

If you need card payments I'm not sure, seems to be a balance between monthly payment or percentage but I usually just ask for bank transfer and that's been fine and cheaper as a transaction costs 35p flat rate.

 

 

[GarethM]

Seem to be a lot of people using starling as a bank for small businesses as it's free, not sure for how long as I can't understand how they earn anything.

 

Personally I use NatWest, Sage accounts around £36 a month plus stripe for the occasional card payment which is zero annual fees but around 2-3% of the balance.

 

YMMV, I've used sage for about 15 years tho. Played with Freeagent and zero but felt they were a bit meh, Barclays isn't too bad from what I've heard.

[tim361]

For years I’ve been using Invoice2go. It’s made my quoting/invoicing a lot easier as I can do it from my phone and you can take card payments via stripe. Very easy to use. Have recently gone over to Quickbooks as I’ll be going VAT registered soon so want one system that will do it all and my accountant can access. Did try Xero for a while but I found Quickbooks easier for me to use