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Posted

Im looking at getting public liability insurance to cover me doing my own weekend foreigners as I'm getting lots of jobs odd tree and garden work coming in . How much should i be paying and what companies worth talking to?

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Posted

The companies that advertise here are the ones I have dealt with, not had a reason to make a claim yet but they seem to know about tree work and provide suitable cover.

 

As for how much you'll pay... I believe it is based on turnover as well as what proportion of your work is gardening and what is tree work (tree work generally being riskier than mowing). A couple of years ago with a turnover under £20k and no employees - i was quoted about £200-300. You of course can't do aerial tree work on your own (as far as insurance goes anyway!), so Ihad to get Employers liability etc so went up to about £500.

 

Hope that helps.

 

jfc.

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