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Ford Transit Custom?


mowingjamie
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Firstly the van:

 

I'd go Iveco Daily for towing. Can't go wrong. Rear wheel drive and a proper ladder chassis like a Land Rover Defender.

 

Finance:

 

Go for either the cheapest Hire Purchase (HP) deal you can find, or take out a bank/personal loan.

 

Normally the dealership will have a 'business manager' whose job it is to sell you overpriced finance packages.

 

AVOID 'PCP' personal contract purchase type deals or anything with a 'guaranteed final value'. These deals make low monthly payments lure you into getting stung after 3 years or so with a 'final payment' that you thought was your 'minimum future value'.

 

There deals also limit you to mileage restraints and penalise you for condition should you wish to 'hand it back'.

 

Golden rule, IF YOU CAN'T AFFORD IT CASH, THINK CAREFULLY..IF YOU CAN'T AFFORD IT ON HIRE PURCHASE OR PERSONAL LOAN, DON'T PROCEED!!!

 

Never take out any extras like 'gap insurance' and ALWAYS LOOK AT THE TOTAL AMOUNT PAYABLE!!

 

Plus ask what 'arrangement fees' or early settlement penalties apply.

 

Need any more help just ask. I'm not a financial advisor but have an extensive history in the motor trade and motor finance.

 

 

nothing wrong with PCP, bought 2 trucks on that now and intend buying a new one March. Maybe you misunderstood the terms on PCP, its quite a clear contract from the minute you sign, tells you clearly what the final payment will be

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I'm running a new swb custom crew cab 155ps Limited and it's very impressive at towing. Loads of grunt, very stable and traction not an issue as it's normally on Tarmac or hard lanes. Gearing a bit high in first for hill starts but you adapt to that quickly. Its plated to tow 2500kg and it runs very smoothly with that on and a bit more! I've done about 5000 miles on it so far, very economical on long runs and good on short, harder when loaded. We run 5 other transits - tipper, long and short wheel base models so I've plenty of experience with the previous ranges and I'd rate the new Custom highly so far.

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Edited by Gareth Dalzell
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