what cover do i need

[KevN]

Hi

During the week I am employed as a climber, but on weekends I am trying to drum up my own tree work

What insurance cover do I need. I was thinking sole trader public liability

Is this correct?

Who are the best insurance companies to try?

 

Thanks

Kev

[ArthurBottlesworth]

Tell insurer ( in writing) exactly what needs covering

Stops them wriggling when you make a claim

 

An insurance policy is a "contract of utmost good faith" so you have to be 100% honest when you take it out .....but if you've told em your covered ...unless they say no

[treequip]

You don't NEED any unless you have someone helping you, in which case you need Employers Liability Compulsory Insurance (ELCI)

 

What SHOULD you have? well public liability would be a good idea because if you get it wrong you could end up selling the house to cover the damage.

[KevN]

Thanks

What companies do you guys recommend for public liability

[treequip]

See the adverts on here

[richy_B]

Insurance aside have you spoken with your current employer about your additional work? If you are competing in the same market place with the same services I imagine you are going to run into some problems sooner rather than later.

[KevN]

Its ok he's solely utility arb