Insurance! Help!

[Arb123]

Need to renew my insurance but who to go with? Who's the cheapest and the best? I'm a one man band, and use insured subies. So tool cover puplic liablity and so on...

[Kev Stephenson]

and employers liability don't forget.

 

There is a big list on the right hand side of the forum, ring them and find out your prices.

[Hill-Billy]

Forgive the question for those in the know but...why does a Sole-trader who gets subies in occasionally need employers liability unless they are used frequently?

[Johny Walker]

Forgive the question for those in the know but...why does a Sole-trader who gets subies in occasionally need employers liability unless they are used frequently?

 

legal requirment for evry firm ,wether yr on the books or subby

[Hill-Billy]

legal requirment for evry firm ,wether yr on the books or subby

 

I thought for a second I had missed something here. According to the Insurers Arborisk etc you don't need employers liability, indeed, I quote 'Can't get employers liability if you get sub contractors in and use them under your instruction. See Insurance in the search heading above.

[Johny Walker]

I thought for a second I had missed something here. According to the Insurers Arborisk etc you don't need employers liability, indeed, I quote 'Can't get employers liability if you get sub contractors in and use them under your instruction. See Insurance in the search heading above.

 

that depends wether hes a subby climber ,with a saw and climbing kit that works under instruction , or a contractor with his own truck.chipper,saws etc that runs the job for you

[Rick2517]

Hi mate, I've just renewed my Insurence with trust for the fifth year. They have been very efficient up to now. This year I did get another comparison quote from arborisk and they were actually £100 cheaper but I still decided to stay loyal to trust as They gave me the correct advice when enquiring about indemnity Insurence whereas arborisk I feel advised slightly wrongly, not understanding my needs and maybe just trying to hard to undercut the compitition and not hard enough on giving me the policy I need!

Hope this helps