Does anybody use one of these for CC payments

[sasha.p]

Just wondered does anybody use this with their i phone etc and if so how secure are they for taking payments?Free iZettle PAYG Mobile Card Payment Reader for iPhone, iPads and Android devices

[WorcsWuss]

Keeps coming up in my facebook feed, lots of my friends seem to 'like' it but I'm not sure how many use it. Seems a great idea on paper.....

[Brett]

one i looked at charged 2.75% per transaction = nearly a tenner per £350.

clients might go for it on smaller jobs but cant see them being happy paying an extra 10-20-30 quid just to use their card,

[Steve Bullman]

one i looked at charged 2.75% per transaction = nearly a tenner per £350.

clients might go for it on smaller jobs but cant see them being happy paying an extra 10-20-30 quid just to use their card,

 

In an ideal world you'd pass that charge onto the customer, but even if you chose not to, isn't being paid instantly and relieving your cash flow worth £10 rather than waiting a week+ for them to send a cheque in, then a further week for it to clear?

[WorcsWuss]

In an ideal world you'd pass that charge onto the customer, but even if you chose not to, isn't being paid instantly and relieving your cash flow worth £10 rather than waiting a week+ for them to send a cheque in, then a further week for it to clear?

 

Yup

[Brett]

what i meant was - you quote the job at £700, job finished, client asks can i pay by card - yes but +£20 - or you can bacs (my personal fave).

[WorcsWuss]

what i meant was - you quote the job at £700, job finished, client asks can i pay by card - yes but +£20 - or you can bacs (my personal fave).

 

Would you REALLY ask for that 20 quid...?

Surely the better solution is factor it in assuming most people will want to pay by card. Alternatively if they bacs it straight away or pay cash they can have a discount....?

[Mike Dempsey]

I have a blackberry and use a chip and pin reader supplied by Worldpay. I have downloaded an app from the Worldpay website. There is no monthly merchant fees and you only pay a small charge for each transaction. There is also no monthly charge for the chip and pin reader. Havent used it yet as most people want to pay me cash or by bacs. Not complaining though as it is an option for customers.

[Lyncombe-climber]

I use a card payment plug in on the iPhone and iPad and its awesome. Include the extra in my prices. Nobody has ever questioned it

[Rob D]

I've just changed over to a Barclaycard chip and pin machine after just shocking service from Lloydstsb.... they use a third party for the card machine...

 

 

All the prices and fees are 40% lower, the card machine is better and works better and service is treble times as good!