Mortgage soil sample

[Paul Barton]

I can take a soil sample [if I can't determine exact soil type or the lender/insurer requests it] and have it indexed in 48 hours £40 plus vat

 

That's good. Do you want to share the contact details of who does that for you?

[Lee Winger]

Thats me delivering to them 20mins up the road and picking results up

[armybloke]

If you go on the British Geological Survey website punch in the postcode you have a free sample sufficient to satisfy a mortgage company IMO - I have done this in conjunction with MAGICMAPS (on line and free). Speak to the mortgage company - what do they want? In my experience all they asked me was is it on clay - if not that satisfies their curiosity (in my experience) Most money lenders know about clay and subsidence and they need a reassurance. I would ALWAYS caveat that statement/letter with a line stating that this report does not guarantee structural damage in the future from acts of God or shifting subterranean bedrock. Should anyone be in any doubt underpin or use foundation designed by a suitably qualified structural engineer. By the way I dug 3 x 1m square pits to a depth of 1m (within the garden and 1 at building level to foundation cap level.) taking photographs of each soil horizon to match this with the GEO and MAGIC information and wrote my report around that.

 

I am no expert (done a bit at college and attained top marks which either meant I listened or had a good memory) but indeed common sense can prevail. Look at local history and visit properties with similar foundations etc - ask a local!

 

Whatever you do...... good luck!