insurance for under 18's

[richyrich]

just wondered if anyone knows if under 18's are allowed to use strimmers/mowers and if employers liability is available for them.(if so £?)

regarding a work experience placement.thanks

[skyhuck]

I would speak to your insurer.

[Rich2484]

As far as I'm aware the vehicles are usually over 25 unless it's agri, liability usually if there are tickets involved anyone.

 

Best talk to insurer to find out exactly what they say as they all tend to differ depending on what the holder has taken out.

[Arborisk Team]

just wondered if anyone knows if under 18's are allowed to use strimmers/mowers and if employers liability is available for them.(if so £?)

regarding a work experience placement.thanks

 

Hi,

 

I've just noticed your post and if you haven't already received an answer this is what we at Arborisk.co.uk would suggest:

 

Under work experience you will have to check on your agreement with the school or college - usage of any equipment must then be under your guidance or control. Employers Liability insurance would have to be discussed with your current insurer but under Arborisk we would provide the cover and offer risk management advice on use of such equipment.

 

Hope that helps. If you want to discuss this further we'd be happy to talk it through with you.

[WorcsWuss]

A company employing anyone under 18 [even on a workie basis] should be able to get you insured in the same way as anyone else on their existing policy.

We have a written specific YPP running alongside our main H&S policy which covers what 13 [i think] to 17 year olds can and can't do, working hours etc. and so long as we comply with this, anyone working for us under 18 is covered as an employee in the same way everyone else is.

 

If the placement has been arranged through a school or college they will already have checked the employers EL. If it's an informal arrangement with someone you know then you're best off getting a parent to request a copy of their policy schedule and if concerned, phone the insurer.

That said, if they are a company they should have PL anyway which, if you're not 'working for them' per se, I presume you would be covered by anyway...