tipper insurance single vs double cab

[chris23a]

ive been phoning around trying to get a few quotes for insurance on a transit doublecab tipper. Most of the companies that ive tried dont insure double cabs as they have too many seats, ie 6, and the companies that will insure it are very expensive. Best quote so far £1300 for 28 year old, 1 year NCB, no convictions. Is it cheaper to insure a single cab tipper then?

[treefrog]

have you tried aviva. been really good on price for me this year.

[Gareth Dalzell]

Do you really need the extra seats. We are planning to take them out and rack it out. Just a thought

[gensetsteve]

I am only guessing here but it needs to gross under 3500kg and weighs 2500kg empty. 6 blokes weigh 600kg before mc donalds. Most transit dc must have a small pile of scalpings weighing 2000kg on the back. So added up = 5100kg which to an insurance company = risk. After getting checked and weighed in our new vito several years ago we were having a laugh with a vosa man and asked what they were looking for and his reply was. Transit double cab always well overloaded and normally has bad fractures on the chassis just behind the cab, great vehicle but people use them as 7 tonners.

[swinny]

I am only guessing here but it needs to gross under 3500kg and weighs 2500kg empty. 6 blokes weigh 600kg before mc donalds. Most transit dc must have a small pile of scalpings weighing 2000kg on the back. So added up = 5100kg which to an insurance company = risk. After getting checked and weighed in our new vito several years ago we were having a laugh with a vosa man and asked what they were looking for and his reply was. Transit double cab always well overloaded and normally has bad fractures on the chassis just behind the cab, great vehicle but people use them as 7 tonners.

 

Iveco's are the way forwards but lets not talk about payload etc

[chris23a]

tried Aviva, they dont cover NI

 

have you tried aviva. been really good on price for me this year.

[chris23a]

thats what i would be doing aswell, although i thought if it was a double cab they would still count the 6 seats wether theyve been taken out or not?

 

 

Do you really need the extra seats. We are planning to take them out and rack it out. Just a thought