Quad Road Insurance?

[Sam Thompson]

Hi,

 

 

Has anyone got experience of getting insurance on a road quad?Im thinking of buying an old Honda Foreman TRX 400 and having tat rather than a first car if its cheaper to insure. Has anyone done this? Any idea on price and company?

 

 

 

Cheers

[Charlieh]

my honda atv costs me more than my defender to insure per year

 

atvs are far less fuel efficient on the road

 

agri registered ATV have 25mph speed limit on roads

 

Hondas are not great on road due to the solid rear axle

 

There is a grey area regarding distance restrictions for agri atv use on roads

 

if you get it PLG registered it will need an mot so not worth getting a dog as it needs to be road worthy, but you probably wont be allowed to tow on the road with it under your insurance (especially timber! check your policy allows this as many dont even for agri use!)

 

buy your self a cheap banger it would be far more sensible than an atv for day to day use, and will be cheap insurance to start with, if your only doing a few miles round local woods it may be worth looking at getting a cheap 4x4 converted to limited milage so you can run it on red and cheap insurance but you will be limited to something like 5miles from the farm its registered at.

[Andy Collins]

Contact your local NFU. Quad will need to be road registered as Light Agricultural. If you register it as Quadricycle it will require an MOT, and there arent many testing stations that will MoT a quad. If the quad hasnt already been road reg, you will need to take it to your local DVLA inspector to get its vehicle licence.

[Sam Thompson]

Thanks guys. That looks a lot of fuss! I'll maybe looking at a small car and then upgrading to a 'fender

 

 

 

Cheers lads

[djbobbins]

What about a Series Landy and go for classic car insurance?

[Buzzsurgeon]

What about a Series Landy and go for classic car insurance?

 

And free road tax:thumbup1:

[Theocus]

trust insurance just did mine, their banner is on the right here somewhere. mines a yam grizzly 450 for about £250 ish.

[Brushcutter]

Quads are useful on the farm and in the woods but they're not worth having inplace of a car. Not just all the road legility issues but the fact someone might just knick it from Tesco car park.

Out of interest how old are you? If your young and wanting a first car then its going to be expensive even on a old banger. Unfortuantly its best to bite the bullet and just do it as you start to earn a NCB.

[Jocky]

Any Ideas as to what i should be paying to insure a honda 300cc? agricultural use. Im 18. Also Would pest control working mostly for farmers count it as an agricultural quad?

 

Cheers.

[Andy Collins]

I believe pest control has lost it's Ag status, as I think gamekeeping has. It's deemed sport management. Im not 100% on this, but I was told something along these lines the other day. Will find out ASAP if I can.