Getting insurance for tree work on a private lake

[Acer Palmatum]

Can anyone give me a company that will cover tree work for doing tree work around a private fishing lake. Bit complex, the lake is privately owned by shareholders and all the work is carried out by members on a voluntary basis. There is a lot of tree work to do which I as a shareholder has offered to do FOC but is difficult in finding someone to insure us.

we are a LTD company and all work is done by volunteers to keep down the costs. The fishing lake is private so not used as a business as we don’t make profit.

We are looking for Full public liability, tool insurance and liability cover for volunteers who work on site ie, grass cutting, basic maintenance and tree work from rope and harness, tree work to be done by qualified volunteers and spraying also by qualified operator. 
We have tried Beech Tree entertainment but don’t seem to want to know regarding work from rope and harness.

if anyone has any advise or know of anyone who would insure us would be much appreciated.

[Mick Dempsey]

I presume you don’t have your own tree surgery biz?

[Acer Palmatum]

Hello Mick, I do have a tree surgery business but don’t want to use my own public liability as I’m a shareholder of the lake and we all pay a yearly maintenance fee towards the upkeep of the lake. 

[Mick Dempsey]

Why not charge them £50 or something? That way they’re a paying client and your insurance covers it.

 

And try not to kill any volunteers.

Edited March 18, 2023 by Mick Dempsey

[Acer Palmatum]

I know what you mean, Asking my insurance company about this and if I did a nominal fee it could be  seen I was doing it for cash for the amount of work I was doing. 
It’s a bit of a minefield trying to find someone.

[Mick Dempsey]

I’d have just done it and been careful.

 

[AHPP]

Ever seen chain oil glisten on a fishing lake? Signwriting off the van at home. 

[Acer Palmatum]

I would love to just crack on but the committee has to tick all the box’s as a Birmingham angling club got fined 66k for not having all relevant insurance in place as someone died. 

[Mick Dempsey]

24 minutes ago, AHPP said:

Ever seen chain oil glisten on a fishing lake? Signwriting off the van at home. 

Bio oil easy enough to source.

[Mick Dempsey]

You never should have told your insurance company about it.