Damage to property

[Dendrologen]

I am just starting my own thing. I have just got a quote from an insurer.  Public liability does not include damage to property,  just injury to the public. Is this normal? I always thought that would be a standard part of the cover as it's a far more likely event. Seems odd that you have to ad it on. Thanks for any advice.

[Dendrologen]

Seems I was just confused by the wording. I've been assured that it is covered 🥴

[AHPP]

Trust them as far as you can throw them, check the wording inside out and backwards and insist on any assurances being written down and accepted as incorporated contractual terms. 

Edited September 8, 2022 by AHPP

[daltontrees]

Usually property is covered under public liability. Arborisk that I have, for example, is very clear about this in its Public and Products Liability policy.