Personal accident insurance - which company?

[jamesd]

Has anyone had any experience with using treesurgeoninsurance?

thinking about getting my personal accident cover with them and wondered if anyone had dealt with them before or had any experience with using them?

 

cheers.

 

[Steve Bullman]

I previously had my insurance with them.  Easy company to deal with and competitively priced.  Never had to claim though, thats where the most valuable feedback lies I guess

[northumbriaforestry]

Yes we did. Paid our cover every year for 8 years, then needed to make a claim & learned the nightmare that is insurance claims. Our policy was actually with Liverpool & Victoria, Tree surgeon insurance are just brokers. We paid all that time for nothing, couldn't get the help we were told we were entitled to. When we went back to Tree surgeon insurance they said there was nothing they could do as the policy was with Liverpool & Victoria. So why had we taken it out with them? We cancelled the policy right then & will never take out another. £8k wasted for nothing. I now don't believe in personal accident insurance, I just bank the cash that I'd spend on insurance & I'll use that instead when I need to. If you can I'd go straight to the company actually providing cover. The only other time I've ever need to claim insurance in my life was a minor road traffic accident & Farmers Union who insure my truck & trailers were brilliant, couldn't have asked for more help.

[Haironyourchest]

13 minutes ago, northumbriaforestry said:

Yes we did. Paid our cover every year for 8 years, then needed to make a claim & learned the nightmare that is insurance claims. Our policy was actually with Liverpool & Victoria, Tree surgeon insurance are just brokers. We paid all that time for nothing, couldn't get the help we were told we were entitled to. When we went back to Tree surgeon insurance they said there was nothing they could do as the policy was with Liverpool & Victoria. So why had we taken it out with them? We cancelled the policy right then & will never take out another. £8k wasted for nothing. I now don't believe in personal accident insurance, I just bank the cash that I'd spend on insurance & I'll use that instead when I need to. If you can I'd go straight to the company actually providing cover. The only other time I've ever need to claim insurance in my life was a minor road traffic accident & Farmers Union who insure my truck & trailers were brilliant, couldn't have asked for more help.

Same. My grandfather worked for an insurance company. He never insured anything that he wasn't legally obliged to. Spend the saving on more and better safety equipment, and take more time to be more safe.