Steve Bullman

cheers for the ins recommendation. I called them and they don't want to insure me because I'd be working with other guys and we'd be classed as self-employed and not technically covered by the estate's own insurance. After reading the forums it seems this is a bit of tricky area to navigate because its not easy to know when someone is properly self-employe when sub-contracting and to know when or if the contractor falls under the umbrella of the main business insurance. 

Tnanks again

Colin