Personal Injury/Accident Insurance.

[Nick Waring]

Hey guys,

 

I am trying to get myself organised and am looking for a company which doesn't charge an arm and a leg for personal accident insurance. Can anybody recommend a company, perhaps one they are with?

 

Cheers, Nick

[Paul Barton]

I have income protection which probably isn't quite the same but it's with Pioneer Friendly. They are pretty reasonable and pay out without too much hassle.

[Andy Collins]

Combined Insurance Company of America, sickness and personal accident cover. Know of people who have complained of their pushiness, but I have my figures ready fr them, tell them I will not spend more than x amount for cover, and they're ok. Paid out promptly and fr more than i expected when I was classed a totally disabled. Cost wise, Personal Accident costs me 17.50 per month, paying out 650 a week from day 1. Only requires doctors cert with your claim to qualify.

[Leyburn Lad]

Combined Insurance Company of America, sickness and personal accident cover. Know of people who have complained of their pushiness, but I have my figures ready fr them, tell them I will not spend more than x amount for cover, and they're ok. Paid out promptly and fr more than i expected when I was classed a totally disabled. Cost wise, Personal Accident costs me 17.50 per month, paying out 650 a week from day 1. Only requires doctors cert with your claim to qualify.

 

There about the best to deal with, Used them years ago because they were one of the only ones who would entertain my hobby navigating rally cars, the rest used to either bang the premium through the roof or ignore you:thumbup1:

 

Started to use them again because new company don't have a sick pay scheme only stat sick, think two policies costs around £40 per month may be a bit steep to sum but I am the bread winner in the house so if Igo down were F#'.ed

[Robert_S]

Anyone got a link to a site or contact details i need some as well?

 

thanks

[Andy Collins]

Combined Insurance Company of America

Combined House

15 Wheatfield Way

Kingston-upon-Thames

Surrey

KT1 2PA

 

http://www.combinedeurope.com

 

email: [email protected]

 

0800 1697733 main switchboard 020 8546 7733

Office hrs, Monday to Friday 8am-7pm

 

Hope this helps.

[Robert_S]

thanks mate.

[Alasdair]

Started to use them again because new company don't have a sick pay scheme only stat sick, think two policies costs around £40 per month may be a bit steep to sum but I am the bread winner in the house so if Igo down were F#'.ed

 

ok the bit about stat sick pay? would it be advisable to get into something like that if the worst does happen?

[Andy Collins]

The beauty of the CICA personal accident policy is that there are no limits to sporting activities, however extreme, and you are covered anywhere in the world, except war zones, civil unrest or terrorism. But if you're into drag-racing, rallying bungee-jumping or a combination of all, you'r covered, for no extra cost.

With the sickness cover, dont sign up for the hospitalisation cover, as it only covers the event of hospitalisation, which these days is generally a very short period, but go for the sickness cover which only requires docs sick note. The agent will advise you on this anyway, and dont let them talk you into cover you cant afford, they can be persuasive.

[Nick Waring]

The beauty of the CICA personal accident policy is that there are no limits to sporting activities, however extreme, and you are covered anywhere in the world, except war zones, civil unrest or terrorism. But if you're into drag-racing, rallying bungee-jumping or a combination of all, you'r covered, for no extra cost.

 

ohh, sounds good.