Possible scam. Moorcroft group plc

[Tom D]

I received a letter from this company claiming to be representing Lloyds bank, regarding a balance of £144, (they don't say if its a negative balance). They ask you to contact them.... I haven't banked with lloyds for 10years and have a good credit rating so I guessed that it is a mistake. But something about the letter just isn't quite right, its badly written and makes no reference to any account number (lloyds). It has its own reference number, and if you go to the website and key it in they still don't give you any info on the supposed debt, if it is a debt....

 

There's a lot of stuff on the net from people claiming that they are a scam, and also a lot of people who claim they are a genuine debt collector, do you think it is possible to create a fake on line reputation by going on forums and the like?

 

One thing's for sure they won't be getting any information out of me until I know they are legit. anyone had any dealings with them?

[Ian C]

Never had anything like this Tom but ANYTHING is possible in this day and age. Dont pay anything.

[eddiegts]

Tom I had some thing very similar a while back so I called them and they said I had a debt of £354!! I have never taken a loan store card etc... So I asked them to send me over all the info and the credit agreement with my signature on it. They got really nasty on the phone telling me to pay it now or they will send the bailiffs round! I just said send me all the relevant paper work mainly the credit agreement and once I was happy it was my debt I would pay. Funny I have not heard back from them and it was over 6months ago! Now i feel sorry for the people that they send this sort of letter to who maybe scared into paying.

It's disgusting!!!

[WorcsWuss]

I think Moorcroft are indeed a legit debt recovery agency who do work on behalf of Lloyds, I think it was them who I ran up against over a parking ticket from Herefordshire Council as well.

However, that doesn't mean it's correct.

What they definitely are though is nasty bast&rds...

They initially handle it in the office, then hand it over to their bailiffs who are basically thugs and have NO REGARD for the law, so try to nip it in the bud before it gets that far.

 

Write to them and send it recorded delivery, requesting copies of all information they hold relating to this debt and ask for them to confirm who retained their services.

 

If it says Lloyds on the letter, then phone LLoyds NOW on 0845 3 000 000 [keep pressing * to bypass the options] and then give them all the information you have and ask them if it's correct and if not, can they put you through to the department which deals with arrears & debt.

It may have been from the court, although I don't think they're actually court bailiffs so despite what they WILL tell you they CANNOT legally enter your property.

 

If they do indeed have a court order to recover the debt you need to find out which court issued it and request a form which needs completing and returning which will freeze the order.

 

Whether it's correct or not, I hate to tell you this but this could become a real pain in the arse and you need to take it seriously and sort it out IMMEDIATELY or they could really spoil Christmas.

 

If the letter is from Moorcroft - Moorcroft Debt Recovery - then PLEASE don't put off doing something about it. I can tell you from experience that it's the most horrid experience I've ever been through, if you have a family you need to stop this before they do set the bailiffs on you because as I say, once it gets to them it's VERY difficult to stop them, they are effectively independent, set their own charges and will only stop when given a very specific command, they don't care if what they're doing is illegal. If they pass it to their bailiffs they will be trying to lift at least twice the claimed debt amount off you...

 

Phone LLoyds NOW!

[WorcsWuss]

Oh...but don't panic....! You will sort it, just probably not with Moorcroft....