cost of secondhand 260

[agg221]

When I filled in my form I quoted Jonesie's website and one of the other sponsors on here (referenced the web pages as proof). That way, I knew the prices were real, and that the insurers could not find lower ones so it wouldn't delay while they haggled.

 

Alec

[normandylumberjack]

Visit your local dealer, ask for a ms260 with 12 months professional use warranty. Even if he has a second hand one it wont have a decent warranty. Then ask for a writen quote for a replacement on headed paper. give to insurance company. I used to do this kind of thing when i ran a camera shop, often resulted in a sale.

[Rupe]

Some policies are new for old, and some are not. The ones that are not are cheaper but they use loss adjusters to calculate the value of whats gone, they then compare that with the value of what is left and the amount you are insured for, and then calculate the settlement amount, which wont necessarily be the same as the value of what went missing.

 

Once you have that settlement figure, it doesnt mean you then have to buy second stuff, you can buy what you want, but you rarely get enough to buy all new.

 

New for old policies are better IMO, but more expensive premiums, and they usually replace the stuff for you from their own suppliers, so if you lost a type of saw that you didnt like much you would end up with another the same rather than some money to buy something different.

[Ray1]

Ive never heard of this before, the place i used to work at used to be called up by the insurance company and given an inventory of what needed to be replaced, we put the package together and delivered it to the person who was making the claims address, they never got to see the money just got new items. Some were not made anymore so we always used to give an alternative (same power same size b+c) if two alternatives were required and one was lower value than original the other alternative item was bumped up to the next more expensive item.