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boxhead
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You've not upset me at all, I'm just trying to put a picture together of your situation.

 

I still don't quite understand but I'm pretty sure you do not need insurance!!!

 

When you say "we have picked up extra tree work" do you mean the company you are normally employed by to do maintenance work? If so then they need the insurance not you. Or if you mean the tree surgery company that you work for on the side, then no, they need the insurance not you?

 

Do you have your own insurance for plumbing, plastering, electrics??

 

If you are a re sole trader carrying out your own maintenance plumbing etc. and now diversifying to tree work then you need lots of insurance!!

 

Try and explain it better if you can..

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thanks rupe and yes i am sorry for not giving you all the info so that you can help me out !! the tree surgeon i do part time work for wants me to go into partnership with him so that means courses and a new business plan so i have been putting my feelers out for info. thanks for your time.

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Ah, ok. Well when in your new partnership you will need insurance for both of you together as a partnership. Most companies will have that on the application forms, sole trader, ltd, partnership etc etc.

 

I'd wait till you have done some more courses then if I were you.

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