Professional Indemnity for equipment servicing business?

[DaveyCrockett]

I've just started out on my own servicing power tools. One of my potential customers has asked for professional indemnity insurance. I'm not offering advice or consultancy, just fixing their brush-cutters and saws etc. Is it usually required for this line of work?

Thanks, Dave

[openspaceman]

I've just started out on my own servicing power tools. One of my potential customers has asked for professional indemnity insurance. I'm not offering advice or consultancy, just fixing their brush-cutters and saws etc. Is it usually required for this line of work?

Thanks, Dave

 

I think product liability should cover you for if your business repairs, refurbishes or changes a product.

[waterbuoy]

Definitely don't need Professional Indemnity. As advised, Product Liability and possibly Public Liability if they are visiting you - speak to a broker.

 

I have Contractors/Engineering All Risks amongst others, but think that is over the top for what you are doing.