new hope

I am involved with property and when purchasing with a mortgage you will find that each lender will have specifics...and the more specifics and further away from the norm your purchase is the less interested they are. For example, purchasing a normal house is very straight forward if you have the deposit and can prove your finances are sufficient to cover the cost and leave you with money left over each month then it'll just be a case of finding the house you want and signing the paperwork. Depending on what the property is constructed of will depend on some lenders being interested or not, depending on how much land is with the property and if the land has any planning permission can also be a problem for lenders. What state of repair the property is in and how much money you have available in cash to 'make the property right'....if you are looking at a serious renovation project then they will want you to have more than 50% of the price of renovation plus money available for contingency....all of this is just ensuring for the lender that you are a safe 'bet'....so....we are talking big money here. Generally if the house is mortgageable most lenders will not lend on a house lower than £40,000...but you need to speak to them and present yourself and your finances to see what options are available for you. Business loans tend to require you to have at least 50% of the purchase price, they are not very keen on leasehold's and buying the 'goodwill' and name of the business although do and will lend on those provided you can produce evidence to give them confidence in your ability (so, previous experience being a big one here, what other commitments you have, your plan for the business etc) Personal loans below £25,000 are easy to come by provided you have what the lender asks for Good luck!

Thanks for the replies people, plenty there for me to continue looking into. As for the guano lol...i'm looking for diversifying my investments, short, medium and long term returns but would rather stay away from specialized/luxury lmao Peace and Love

Good afternoon, Please bear with my slightly basic questions and please point me in the right direction of threads that cover my questions - I know how annoying it can be for forum regulars to go over the same questions again and again from 'newbies' lol ! So....I am involved with property and am looking to diversify my portfolio and purchase with cash a larch woodland. The tax advantages are clear but: What equity can be released from commercial woodland? I appreciate that location, type of land, environment etc etc all play an important role in the yield a forest can provide - however, there must be some rough generally accepted guidelines from certain species covering certain sizes of woodland. How many tonnes per acre of forest would you expect from larch that has been growing for 40 years and what actual value does it have and what is the process for selling it? What is the accepted felling process....for example, is it OK to buy a woodland that has permissions to fell and then chop it all down in one go and re-stock or is this seen as aggressive and unsympathetic to the animals and biodiversity that has been created over the last 30/40/50 years while the wood matures and so you need to remove sections and re-stock as you go? How long in weeks/months does it take to fell an acre of forest and then see a return from the wood? If selling to say a saw mill what invoice terms can be expected? 30/60 day etc? What would be expected in terms of labour costs per acre or would it be best to have a contractor come and do the work for me? I have got a lot more questions but don't want to flood my first post on here with just questions haha! I'd very much appreciate any replies thanks!