Subby climbers and Insurance.

[TIMON]

Due to an abundance of work booked in we might be looking to hire a subby climber. The work would be domestic. Can the subby work under his own insurance on the job or would it have to be on our insurance policy.

Thanks, Timon

[Dan Curtis]

If you're only using him to climb with your own team/you, you must hold EL insurance. Public liability is not a legal requirement but in this circumstance it would be yours he'd be covered by.

 

If on the other hand you subbed the entire job out to another firm to undertake how and when they like, it would be them that are liable to hold insurances.

[TIMON]

Thanks for this.... I guess the real question is :

If for instance (God forbid) he dropped a limb through someone's conservatory or similar.

Would his insurance cover it?

 

We're having a managers meeting later this week to discuss the possibility of hiring some help and I know that this question will come up.

 

Thanks, Timon

[Dan Curtis]

In the first situation I gave, no. It's your company taking the risks of business for profit, therefore you'd be liable. He's essentially your employee for the day, same as anyone on the books.

 

Try to find a reputable climber with a proven track record, there are several on here, and more if you speak to other local companies/saw shops etc.

Edited September 15, 2014 by Dan Curtis

[Dan Curtis]

Have a look at this thread, it might be of some use.

 

http://arbtalk.co.uk/forum/showthread.php?t=68828

[TIMON]

Have a look at this thread, it might be of some use.

 

http://arbtalk.co.uk/forum/showthread.php?t=68828

 

 

Thanks Dan,

 

This is really helpful. We have both forms of cover in place being a large organisation.

So it's up to us to manage our own risk in picking the right man for the job/s and making sure any kit he brings to work with is up to scratch.

 

This is really helpful info.

Thanks mate

Timon

[Dan Curtis]

No worries. Best of luck with your search