Public liability insurance for hedge cutting with tractor?

[Velleck]

Hi all

 

So a little background I have some land with hedges that border roads and plan to use my tractor with cutter to maintain such hedges myself and possibly other local residents for extra cash but what is currently stopping me doing so is that I am unable to find any insurers which will provide me public liability insurance for just said task as it seems its such a niche request that many don't either know how to categorize it and waste my time trying to do so or just out right say "well you aren't a farmer or agricultural contractor so good luck".

 

So at this point I am feeling pretty burnt out on speaking to insurers and getting know where, I do have 2 options but they are rather expensive and cover more than I need so if anyone has any insurance companies they recommend I'd love to know?

 

 

[GarethM]

NFU, granted you'll probably need tractor insurance and farm insurance.

 

Whilst I've not checked my policy specifically for hedge cutting public liability, as I pay a guy for doing the road side stuff I would assume it's included as I don't do any contracting.

 

Tractor around 350 & farm around 400.