Insuring saws and tools

[green heart]

So this is one of the most expensive types of insurance, for obvious reasons.. but I wondered if anyone here knows of a Domestic Insurance policy, that has an optional extra cover, for tradesman's tools ? It wouldn't cover theft from site or vehicles, but give some (relatively inexpensive ?) protection against burglary .

The Co-op only recently ceased offering new policies with this type of cover, apparently.

Our local NFU office/vehicle insurers were, um, helpful as ever... !

Our PL and EL insurers ( Bartletts ) said they could offer say, £4K of "all risks" cover -for just £240 -but it comes with a £500- Excess ( which feels so high as to be barely worth bothering with to me ).

We've had a few bits and bobs stolen from site or our yard in Cheshire, over the last 30 years, and therefore just avoid leaving tools there or take it on the chin... but wondered about the domestic insurance cover mentioned above .

Any thoughts, please ?

 

[hplp]

Id be interested in this too as I havent had much luck with this. I havent found a decent policy that covers my tools sufficiently as I seem to be accumulating more and more over the years.

 

 

[allseasons]

Adrian elliot exec insurance brillant guy just done mine and chipper stump grinder and trailer