DJANGOFINGERS

Yes, i was a sole trader at the time but had employers liability. I couldn't really say the people working for me were bona fide because technically if its my site then i give instructions. The change to Ltd was business advise given to me and also i needed to go vat reg. Cheers

Hi, I am new to this but have a serious problem. 3 years ago I had a self employed chainsaw operator make an incredible stupid mistake on my site(I wasn't present) He attempted to run under a tree that another operator had began to fell!!!! Long story short, he went to hospital with fractures, but was back working for someone else after 4 months. His claim has been on going because my insurers want to take it to court(May this year) as they are confident he will receive nothing for his lies & stupidness. The H & S were happy with everything I did that could have prevented the accident, but unfortunetly there is a £100,000 reserve put on the case. Until it is resolved in May one way or another insurers are very wary as I am now a LTD company. Has anyone else had a similar situation? Thanks for reading.