Vehicle insurance.

[Trailoftears]

Just a few thoughts on your vehicle insurance,also some pitfalls to avoid.Most of us try to shop on price no doubt,but there are pitfalls doing that.Obviously you need personal business use-or your not insured.Also beware big excesses-I try not to accept an excess over £150, I'd rather the insurers pay the majority of the cost rather than myself.Legal expenses are a must have in my book-that means the culpable parties insurance co.will also have to pay for your days of work lost/damaged machinery in your vehicle,Finding a replacement vehicle etc.Plus a dedicated firm of solicitors will pursue these expenses for you with no charge.Also,I usually pay for 'enhanced' courtesy car replacement-that avoids your now trashed works vehicle being replaced by a 2 door ford fiesta!I kid you not-it happened to me.Its not always about a 'cheap' annual price for insurance I reckon.

[Botty Cough]

Why bother, it's not worth paying for.

Take your chances and clone the transit....