Welcome to the Arbtalk.co.uk | Discussion Forum for Arborists.

If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below.


The Lounge Off topic forum. Discuss anything from religion to politics. Please keep it clean.

Thank you for all your donations. The total we have raised this year for The Childrens Trust so far is 1545!

Reply
 
LinkBack Thread Tools Display Modes
Old 21-06-12   #11 (permalink)
Senior Member, Raffle Sponsor 2011
 
Pedroski's Avatar
 
Join Date: Nov 2011
Location: Sussex
Posts: 1,566
Re: What pet insurance do you use thanks

None. I agree with what Marko said - the times we have used the vet the prices have been reasonable and we are well ahead. I love my dogs, but if one got hit by a car and badly injured, or became seriously ill, then I'd rather have it 'euthanised' than go through seeing it having to go through operations and rehab etc.
__________________
Dr Pedroski PhD (Env. Sci.) BSc Hons (Env. Sci. with Management Studies) IEMA member
Pedroski is offline  
Reply With Quote
Old 21-06-12   #12 (permalink)
Supporting member, Raffle Sponsor 2009, 2011
 
logbaron's Avatar
 
Join Date: Jul 2009
Location: Staffordshire
Posts: 1,434
Re: What pet insurance do you use thanks

petplan with our old little jack russell, but with the farm guardog a GSD they wouldnt insure guard dogs, had to go with another company
__________________
www.rmyeomans.com

Forestry Contractors & Firewood Merchants.
Skyline Operators FMOC Certificated.
Wholesale & Retail firewood.

Kindling Sticks & Nets of logs supplied on a wholesale basis nationwide.

Nationwide Wholesaler of Log Nets & Kindling Sticks
Firewood sold to domestic customers throughout the Midlands
logbaron is online now  
Reply With Quote
Old 21-06-12   #13 (permalink)
Member
 
jamez654's Avatar
 
Join Date: Jul 2011
Location: West Cumbria
Posts: 30
Re: What pet insurance do you use thanks

There are generally two types of policy and you need to be aware of which you are getting.

The more expensive ones tend to be lifetime policies. This means if your pet is diagnosed with a chronic condition, such as diabetes, they will continue to cover treatment costs for the lifetime of the pet as long as you keep paying your premiums.

The cheaper policies tend to be time limited. With these policies if your pet was diagnosed with a chronic condition they will cover the treatment costs only until the renewal date on the policy. At that point if you renew the policy the pre existing condition will be excluded and you would be covered for new and unrelated conditions only.

It is important to check the companies reputation for paying claims. Certain companies are notorious for trying to evade paying claims. This can leave you liable for a vet's bill that you were not expecting to have to pay. Check by reccommendation or do a google search for companies you were considering. Can't list any here as could be considered libelous.

James
jamez654 is online now  
Reply With Quote
Old 21-06-12   #14 (permalink)
Senior Member
 
hazzygawa's Avatar
 
Join Date: Aug 2008
Posts: 1,639

My jack Russell is with petplan. No probs so far
__________________
HARRY MOCKETT
TREE SURGEONS
NORTHAMPTONSHIRE
hazzygawa is offline  
Reply With Quote
Old 21-06-12   #15 (permalink)
Senior Member, Raffle Sponsor 2012, 2013
 
broonie's Avatar
 
Join Date: Apr 2012
Location: Forfar, East Scotlandshire
Posts: 537
Re: What pet insurance do you use thanks

our Ernie is with Virgin, they have a maximum payout of 6000 on any one issue, he had both back knees done 2 years ago and with the meds they have now stopped paying out.... 55 per month for a 81/2 year old Cane Corso.
broonie is offline  
Reply With Quote
Old 21-06-12   #16 (permalink)
Senior Member, Raffle sponsor 2009, 2011
 
farmer_ben's Avatar
 
Join Date: Nov 2009
Location: Suffolk
Posts: 1,217
Re: What pet insurance do you use thanks

IMO i would never hesitate insuring my dog. I have had my spaniel for 4yrs, his insurance is 8 a month. Bugger all considering. I have had to use it once for a 600 bill. So in theory I am over 200 up....

I think when you run your own business, things like pet insure just make sense. Cash flow is very tight right now and I would struggle to cover a bill like that again without insurance, and I dont ever want to be in that position!
farmer_ben is offline  
Reply With Quote
Old 22-06-12   #17 (permalink)
Senior Member
 
j warwick's Avatar
 
Join Date: Sep 2009
Posts: 181
Re: What pet insurance do you use thanks

Was with pet plan (2 dogs 1 horse) filed claim for horse's vet fees didnt want to know. These insurance companies are all the same but there very good at snatching your money. Now we have the dogs with tesco and the horse with the NFU.
j warwick is offline  
Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
PI Insurance janey Insurance Forum 6 23-06-10 12:24 AM
Insurance? Klaymeb Chainsaw Carving Forum 4 26-10-09 06:24 PM
Insurance Jon Lad Business Management 0 11-10-09 06:57 PM
Insurance Insurance Insurance Littletree General chat 31 06-09-09 08:59 PM
arb insurance not for sale sorry General chat 10 19-08-09 10:36 PM


Find tree care advice
Single Sign On provided by vBSSO

Search Engine Friendly URLs by vBSEO 3.3.0