Hi all!
I hope it's ok to post this, as I'm from the US, but I've been searching the internet to find a place that can help me help my tree! Quick background - bought our house 2 years ago, the tree has seemed to be relatively healthy the whole time. I know it to be a fruitless mulberry tree, and is at most approximately 68 years old (assuming it's as old as the house). Recently I had my annual pest inspection, which turned up subterranean termites and drywood termites not too far from the tree (structure in question is just barely out of frame on the left in the picture that shows the whole tree), and I had them look at my tree too. Though they said they weren't experts when it came to trees, they advised that I should have an arborist check it out because they thought it might have termites.
I've had 3 arborists out. The first said the tree shows "extensive decay" stemming from improper pruning low on the tree (ie, early on in its life), anything hanging from it must be removed, and the tree should be removed. The second said they saw signs of previous "bug entry," and said the tree probably has 5-15 years tops. The third said there's nothing at all wrong with it, if there was decay that long ago it would be quite deteriorated now, termites don't typically go for trees even if there are spots of dead wood, and fruitless mulberries live to be 150+ and I have nothing to worry about. Mind you, these are all certified arborists, so I would have expected their answers to be the same. But now I'm sat here totally at a loss, not sure if I should spend $5k+ to remove a tree that might actually be just fine. Granted, it'd be easier to landscape if the tree was gone (bye bye awkwardly raised lawn!), but it's a dream to have a house with a full grown tree (not very common here), so it'd be a little heartbreaking to say goodbye to her! Any advice at all is greatly appreciated!