Hawthorn

Be careful when you're thinking about interest. The compound effect increases your payback amount massively. eg, to pay 10% overall interest over a 4 yr term interest rate needs to be no more than about 4.5% Whether to save and buy cash or use finance is purely due to your own circumstances and happiness with exposure to risk. I'd suggest save as much as you can for as long as you can (sensible) keep existing truck. Borrowing 50% is way better than 100% ;-)

If the docks are big and it's too soon to use a selective herbicide I'd use a weed wiper with Roundup in it and apply to the large leaves only. Like this: Micro Wipe Weed Wipe with Angled Head | Hand Held Sprayers | Amenity Land Solutions I bought mine from Sherriff Amenity but they don't seem to have listed on their site.

Hey Dean. Is that an Allen mower mate? I have a 453, that's the 21" blade on, couldn't do without it an slopes like that and rough ground, like in graveyards... Magical; 4 stroke and keeps going at more than 45deg

Hi Check out hammer if you want quick results and brambles knocking out... Hammer 5LT total weed killer - Weed killers - Total Weed Killers - Hammer 5LT - Progreen Weed Control Solutions, suppliers of weed killers, fertilisers, moss & algae control, application equipment and more Only problem is that it's not rainfast until 6hrs, (roundup Biactiv 450 is in 90mins)

Christians tell other people about Jesus because he is real. He was a real man, who did a real man's job 2000 years ago. He died about the worth death possible at the hands of the Romans, the world experts in degrading execution. He defeated death and the grave and lives today. Many intelligent and expert sceptics with an open mind have set out to disprove Christianity and when they have really researched have changed their minds and have become disciples of Jesus. The point is that, although many things in my life are important the most pivotal fact is that I am a follower of Jesus. This affects every other aspect of my life, (or it should) It affects my attitude towards other people, money, possesions, status, power, influence and how I spend my time. Surely, in contrast, to an atheist there is nothing. If there is no God, no Jesus, there is nothing at the centre of your life, as there is at mine. If that is the case surely there is no motivation to share that? Trivial example: I am not interested at all in football. I have no desire to watch it or play it. Naturally, out of that fact, I have no desire to encourage other people not to like football. What would be the point of that? Therefore I really don't understand it when 'atheists' are practically evangelical in there zeal to persuade people that there is no God. My theory on that (and of course this is a generalisation and I may be totally wrong) is that people like this, who are vehementaly opposed to the existance of God/Jesus really have the issue of anger or defiance towards Him. I have friends who say that they're athesists and we have talked at great length on this topic. A couple of them have conceeded that they wish to deny the existance of God as if they acknowledge Him they would have a change the way they live their lives. I know that others blame God for bad stuff that has happened to them or others and I understand this, but surely it's disengenuous to say you don't believe in God because you're angry at/with Him?

Signed and commented. Disgusted by your attitude Mick. I sincerely and genuinely hope you're not in a similar situation where you need someone to speak up for you someday. I wouldn't wish that on my worst enemy, never mind someone I don't know! Thanks TCD for raising this. I encourage everyone to have a read of links provided at head of this thread and do some other research too on the matter.

Hi, not been on here for a couple of days, just found this thread(about an hour ago - lots of posts!) Here's my take: I am a Christian. I often say that I hate religion. To me religion conjures up connotations of ritual, duty and conformity. Christianity to me is all about the person of Jesus. He was a mans man who said what he meant, wasn't scared about opposing the staus quo and those in authority. He was no pansy - drove out the money changers from the temple with a whip The fact is that Jesus of Nazareth was, born, lived and was executed on a cross around 2000 years ago. I believe that we each need to decide who or what we think He was or is. He was either a)a mad man, who was insane and didn't know what he was saying; b)a bad man, who was misleading people c)he was who he said he was - the Son of God. I am a follower of Jesus because I believe he is who he said he was. I believe that because I have tried to 'go it alone' and do life without him. Without my eyes on him and living my life as he taught I screwed up big time! I've messed up relationships by deciding I knew better than Him. When I turned back to Him, my whole focus on life changed again and everything makes more sense. Life is still sh1t sometimes, as it always will be. It doesn't get much worse than the last couple of months. Jesus never said that it will be easy; if it was an easy life as a Christian I guess more people would be one:sneaky2: My motivation isn't heaven or eternal life; it is primarily having meaning and purpose in life now. I aim to life as Jesus taught, and grow in (sacrificial) love for Him and the other people we're on earth with. (Sorry for the essay!)

I should have said that they don't have a standing charge and only charge marginally more than some companies per kWH

I've just changed one of our meters over to Ebico They are the only not-for-profit energy supplier. They charge everyone (in a region) the same rate regardless of DD or pre-payment meter etc. They are the best without doubt for lower usage on prepayment meters. Check out their tariffs and see if I'm right! :thumbup:

ppsa was postage, phone, stationary and advertising. You only need to submit 3 line accounts if your turnover (charges to customers) is over £15,000pa. It is easier though to start as you mean to go on and record everything in categories as is needed for £15k+ Also allows you to better evaluate expenditure and see how you can improve your profit

for expeniture: Date Date Recipient Value Materials Motor tools ppsa asset Drawings waste telephone repairs employee Insurance Bank Charges charity cpd For income date payment type amount I have income on one sheet and expenditure on another sheet, within the same file. If you email me I can mail you a skeleton with check devices in to make sure you've attributed all expenditure to a column and that all colums add to the right total.

I use 123 for domain reg only. Use Dataflame for hosting. They're top!

Sorry Rover. Roundup et al will not work if you've severed all the ivy at the base. It is only foliar acting ie is absorbed through the leaves. Best wait till it grows again

Back of a wagon?? btw no reserves on listings...

Well, looking at street view address is a regular house: 4 Dumbleton Avenue - Google Maps Much of the feedback has been gained for selling earplugs(), along with some 2nd hand stuff - tools, mobiles etc. I can't see any new tools like this sold in the past with feedback