Using sub contractors

[Richard]

Hi,

 

Looking to start using sub contractors/freelance climbers.

 

Will I need employers liability insurance?

 

I will tell my public liability insurance who they are with their details etc.

 

Also in the case of an accident who is liable?

 

I will be responsible for site safety.

 

Can anyone enlighten me on the professional way of using sub contractor's?

 

What are freelance climbers charging per day with their own gear?

 

I have already had a chat with my insurance company but thought you guys may be able to explain it more clearly.

 

Thanks

[john p]

Yes you need it, if they are not bona fide subcontractors, you are liable in case of accidents.

Surprised your insurance company didn't make this clear

[treequip]

if they are bona fide sub contractors doing the entire job under their own steam they need to have their own insurance. You are ultimately responsible for site safety bit tne day to day stuff lands with the subbbie

 

If they are free lance working under your direction they are under your insurance and safety is your responsibility

 

A decent subbie will stand you to £150 a day

[Hodge]

If your insurance company don't know then that should tell you a lot about your insurance. Try one of the insurance company's recommended in ArbTalk. I would recommend Trust.

01604 492644

[Ian C]

Mr quip has it nailed!

[Richard]

Thanks guys

My insurance company explained it well just wanted your opinions.

I will need to get employers liability insurance then for sure.

 

If a sub contractor causes property damage will they pay for the damage? This is my main concern. I need to trust someone to carry out the work as I would to avoid such damage.

 

Cheers just never done it before and want everyone to be protected.

[treequip]

Thanks guys

My insurance company explained it well just wanted your opinions.

I will need to get employers liability insurance then for sure.

 

If a sub contractor causes property damage will they pay for the damage? This is my main concern. I need to trust someone to carry out the work as I would to avoid such damage.

 

Cheers just never done it before and want everyone to be protected.

 

 

If its a bona fide sub contractor then they are liable for any damage they cause

[Jonny69]

Thanks guys

My insurance company explained it well just wanted your opinions.

I will need to get employers liability insurance then for sure.

 

If a sub contractor causes property damage will they pay for the damage? This is my main concern. I need to trust someone to carry out the work as I would to avoid such damage.

 

Cheers just never done it before and want everyone to be protected.

 

Anything they do whilst working for you, under your supervision. Regardless of whether you are on site is your problem.

 

You could have a gentleman's agreement with the climber/cutter but if anything major happened that would mean nothing.

[Jesse]

I would say the very least you should do is be very clear with your subby as to what you expect and where you perceive your limits of liability to be. Be prepared to pay a little more if they hold insurances to cover your work , and confirm with them who pays . I make it very clear with all my clients in the first instance, i also hold PI so in a lot of instances when subbing if the owner of the tree asks advice from the contractor i am working for, if they don't know, and if they don't mind me advising , i advise, and its also covered by my PI.

[hamdogg]

For the price of EP isn't it worth just to have it??