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2m, 5m or 10m Public Liability?


DTaylor
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So what do most people choose? Im just about to get quotes from both Arborisk and Trust for public liability, employers liability and possibly tool cover. I've read on here a good ratio is PL 5m EL 10m and tool cover 25k. I have minimal tools so may skip all together but does the rest sound good? Also how many of you guys opt for personal injury cover? have you ever needed it and if so has it been really worth it, (do they pay out)?

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So what do most people choose? Im just about to get quotes from both Arborisk and Trust for public liability, employers liability and possibly tool cover. I've read on here a good ratio is PL 5m EL 10m and tool cover 25k. I have minimal tools so may skip all together but does the rest sound good? Also how many of you guys opt for personal injury cover? have you ever needed it and if so has it been really worth it, (do they pay out)?


I’m interested in this thread too as a small landowner without a business but related to the ground. Also if I’m cutting elsewhere for firewood for my own use.
My concerns relate to open access in Scotland, my boundary trees, and risks while taking down trees on neighbouring properties.
Where and who is likely to cover me (without a related business) for third party risk?
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I’m interested in this thread too as a small landowner without a business but related to the ground. Also if I’m cutting elsewhere for firewood for my own use.
My concerns relate to open access in Scotland, my boundary trees, and risks while taking down trees on neighbouring properties.
Where and who is likely to cover me (without a related business) for third party risk?
Sorry no idea, have you tried ringing a couple of the insurers, or nfu insurance?
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