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Pensions


eggsarascal
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17 minutes ago, spudulike said:

No you don't, if you put a grand in to an Equity ISA and after 30 years it is worth £12K, you take out £12k and don't pay a penny in capital gains tax. You don't get tax relief on your pay as with a pension but an ISA is a tax free saving!!!

Just don't confuse equity with a cash ISA.

Yes I overlooked ISAs, I do have a cash one which I should do something about.

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10 hours ago, spudulike said:

And because you should have a bit more time available in retirement, that is why you have a pension so you can enjoy that stage of your life between working hard and going in to an old folks home!

To hell with the old folks home.. before I become useless I'll  take a relaxed trip around Europe,  finishing up in Switzerland. Donate my body to medical research and be of some use. Never the care home. 

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