Building and contents insurance

[wisewood]

I suffered an arson attack last night at the yard, thankfully it was contained before reaching the workshop.

My question is, what policies are out there for temporary structures/agricultural structures?

My workspace is a timber frame with tin roof. A glorified wood store basically that is securely locked.

I’m looking for cover for fire, theft etc.

Thanks,

Simon

[Steve Bullman]

Sorry to hear that mate.  How much damage was done?

[wisewood]

Sorry to hear that mate.  How much damage was done?

Thanks Steve,
Damage thankfully was isolated just in time to my stock of carving logs, but my carving shed was only 8 ft from the spread!
I need to find a policy that will cover me otherwise next time I’ll be wiped out.

[Bunzena]

Sorry to hear this - especially when you suspect arson.  My advice would be to talk to a good, local insurance broker.

 

If they are worth their salt they should be able to sort something out that's bespoke to your circumstances.  Clearly you need to be insured - and there'll be some specialist elements to your situation. 

 

A broker can have a conversation with an Insurance Company direct [in a way that you won't be able to] - and they may be able to put something together for you.

 

If you don't have a broker - then word of mouth should get you going.  I've always phone someone locally - and if they can't help ask them to recommend someone else.

 

Good luck and hope you get it resolved quickly.

[eggsarascal]

That's not good news Simon.

 

NFU, or Shearwater insurance would be my first calls, it isn't going to be cheap, but neither is loosing all your gear. There was another company that I had recommended to be by a farmer friend, I'll have to ask him who it was because I can't remember.

[petercb]

NFU do insurance for our farm buildings some of which are just pole barns with corrugated sheeting. 

[LeeGray]

As above NFU do all our insurance, including wood shop and band mill in open pole barn. Just set your agreed value at realistic costs, don’t skimp on cover to save £20/year. And take some photos of your kit even if it’s in a heap in the corner to show what you have. Big kit is probably easier and cheaper to replace than millions of good drill bits, hand tools, vices, clamps etc 

[PC Treescapes]

We use Farmer and Mercantile, we're more competitive than nfu. Peter

[PC Treescapes]

Were