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Personal accident cover and diabetes.

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So I agreed to take out personal accident cover for us when renewing are public liability and I let them know I was diabetic.

Obviously they asked about it and asked for the hba1c which is a little high but as it was over 8 they told me I’m uninsurable.

This was followed by next time you have your hba1c to be really good for a couple of days before the test to lower it and when I told him it’s an average over 3 months he didn’t understand how and said an hba1c does a couple of days.


Has any one else struggled to get personal accident cover?

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Outrageous in my opinion (Type 2 with good control!) a lot of folk would welcome an 8!!!


have you tried the BDA and especially this - http://www.diabetes.co.uk/forum/ it is a good source for all kinds of issues and is regularly visited by practitioners and punters, if you cut and paste onto there you will definitely get a response.


I recently travelled to Chile and Peru with no issues for Travel Insurance.

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