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thatch, woodburner, insurance, pain in the *


woodland dweller
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Hi one and all. Don't buy a thatched place as they are more trouble than

they are worth. Been in ours for 25 years and this year the insurance are being

a real pain in the arse, in that the 2 wood burners we use with flexie liners

have to have the chimneys insulated as well. The only problem with this is that

both chimneys have been recently rebuilt and are sealed up so any suggestions

as to what insulating materials i can use and how i can get it into the chimney

liner void. I presume they are referring to vamiculite beads. One of the

chimneys is on a unthatched part and is 10M from the thatch and they still

want this one done as well.

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If it's a hanging flue installation, your chimney is a decent size and you have a decent closure plate installed should be as simple as getting up on the roof, taking the pot off, fashioning a funnel so it doesn't go everywhere and pouring vermiculite in, can buy in 100l bags of t'interweb going in at around a bag per M. Cement off the top cowl back on ..

But of course it's never as simple as that ...

And building control need it passed by for insurance purposes ..

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Thanks for the reply's. With thatch you ain't got a lot of choice as to insurers, always go

with the cheapest and still it costs us over £600 per year.

The way i rebuilt the tops, was to knock off the top 1m of old crumbling bricks, put in

a lead tray sat on a large floor tile which the liner passes thro, then bricks up to the top with another floor tile, the liner passes thro this and stands proud by about 50mm then the top and the 500mm pot is cemented up.

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Being devils advocate here, sounds like that should have been notified and therefore inspected by building control, now I know this doesn't happen but can't blame the insurer for wanting it to meet building regs

 

If I've got the wrong end Of the stick I apologise

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